China’s $40 Trillion Banking System Learns a Lesson on Risk

  • China jolted markets by imposing losses on Baoshang creditors
  • Breaking of implicit guarantee could help reduce moral hazard

A pedestrian passes in front of a Baoshang Bank branch in Beijing on May 28, 2019.

Photographer: Giulia Marchi/Bloomberg
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Two months after China shocked investors with the first government seizure of a bank in two decades, market confidence in the nation’s smaller lenders has yet to fully recover.

That may be just what the country needs.