U.S. Urged to Stop Predatory Lenders ‘Crippling’ Businesses

  • Bill would ban confessions of judgment for commercial loans
  • Rubio and Brown have introduced similar proposal in Senate
Nydia Velazquez

Photographer: Bryan R. Smith/AFP via Getty Images

Lock
This article is for subscribers only.

Congress must act to protect small businesses from predatory lenders who seize their assets without warning using a legal instrument called a confession of judgment, U.S. Representative Nydia Velazquez said Wednesday.

“By ending confessions of judgment in commercial lending, we can stop some of the abuses that are crippling honest small-business owners,” Velazquez, a Democrat from New York, said at a House Small Business Committee hearing in Washington. “I find it appalling that New York state law has made our state a magnet for dishonest lenders.”