FTC Commissioner Calls for Review of Small-Business Loan Practices

  • ‘We are accountable for cleaning up this market,’ he says
  • Democratic commissioner targets use of confessions of judgment

Rohit Chopra, Federal Trade Commission commissioner.

Photographer: Andrew Harrer/Bloomberg
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The U.S. Federal Trade Commission should scrutinize potentially abusive terms in small-business lending contracts, including the use of a legal instrument known as a confession of judgment, Commissioner Rohit Chopra said.

Such terms “have led to a flood of questionable legal actions” against small-business borrowers, Chopra said at an agency forum in Washington on Wednesday. “We are accountable for cleaning up this market.”