Online Lenders’ Shares Hurt by Expected Revenue-Growth Slowdown

  • LendingClub, On Deck decline following earnings reports
  • ‘Not a time to be chasing loan origination,’ analyst says
Lending Club banners hang on the facade of the New York Stock Exchange for it's IPO on December 11, 2014 in New York. Lending Club started trading on the NYSE at a high $24.75 USD per share.Photographer: DON EMMERT/AFP
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Online lenders are trading rapid growth for the bottom line -- and investors aren’t pleased.

The companies, which reported record revenue for 2018, are pointing to rising interest rates as a reason to tread cautiously this year. Higher borrowing costs mean fewer people have an incentive to refinance their debt, leading to lower loan volume for the firms.