Cryptocurrencies

JPMorgan's Crypto Coin Puts Ripple's Relevance in Question

  • Delphi Digital’s Shaughnessy calls it a ‘slap in the face’
  • Biggest U.S. bank unveiled prototype digital coin for payments
Photographer: Akos Stiller/Bloomberg
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The newest cryptocurrency on the block has been used in just one trial transaction and it’s already being hailed as a game changer for digital assets.

JPM Coin, a so-called stable coin JPMorgan Chase & Co. plans for its clients to use in cross-border payments, is a direct threat to one of the most visible blockchain companies, Ripple, and the digital currency used in its products, according to Tom Shaughnessy, principal at Delphi Digital, a crypto research boutique in New York. XRP, which can be used to facilitate faster, lower cost international payments, is the third most valuable cryptocurrency by market value at about $12.6 billion.