Economics

Cambodia Has a Big Problem With Small Loans

  • Tumbling rates are luring more and more poor farmers into debt
  • Fear of social unrest growing if workers can’t repay debts
Commuters ride a ferry across the Mekong River towards Phnom Penh.Photographer: Taylor Weidman/Bloomberg
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As the sun rises beyond the Mekong River over the village of Ta Skor near Cambodia’s capital, 60-year-old farmer Sophal and his wife are hard at work trying to revive their flood-damaged corn crop.

Sophal said his harvest was once the lifeblood of his family, providing them with enough food and income to survive, but after a few bad years he began taking out small loans from various microfinance institutions (MFIs) to cover his losses. Now, he doesn’t know if he will ever clear the debt of $2,000.