Banks Freed From Branches Use Mobile Apps to Go After Customers

  • U.S. Bancorp, JPMorgan among firms with mobile-only offerings
  • Lenders are no longer bound by geography, an executive says

A customer enters a US Bancorp branch in downtown Chicago.

Photographer: Christopher Dilts/Bloomberg
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Banks are going even more mobile.

U.S. Bancorp this week was the latest to say it will build a nationally available checking-account product as lenders introduce mobile offerings that let consumers do their full banking without a branch. The move follows similar announcements by some of the country’s largest banks including JPMorgan Chase & Co.Bloomberg Terminal, Citigroup Inc. and PNC Financial Services Group Inc.