Insurers Don’t Seem to Care if You Text and Drive

Driving too slow will cost you more. And those high-tech safety features your new ride came with? Don’t count on a lower rate.

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Insurance companies are finally putting a price on the risk of distracted driving, and it’s relatively cheap.

Last year, a ticket for using a mobile phone while driving added $226 to the average insurance policy, an increase of 16 percent, according to a new analysis from Zebra, a Texas-based startup that helps consumers weigh insurance rates. That’s up from just $23 in the span of two years, but still a lot less than some other violations.