Fannie-Freddie Talks Set Competition as the Cost of Freedom

  • Senators want to keep U.S. control until competitors emerge
  • Corker-Warner proposal aims to lower barriers to market entry
Houses stand in this aerial photograph taken above Alameda, California, U.S., on Monday, Oct. 5, 2015. With tech workers flooding San Francisco, one-bedroom apartment rents have climbed to $3,500 a month, more than in any other U.S. city.

Photographer: David Paul Morris/Bloomberg

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A pair of U.S. senators is determined to entice more companies to compete with Fannie Mae and Freddie Mac in the housing-finance market.

If no rivals develop, the mortgage-finance giants could remain where they are now: under government control.