China's $15 Trillion Problem: Investors Don't Believe in Losses

  • Policy makers may struggle to contain moral hazard in AMPs
  • Regulators unveiled plans to end implicit guarantees on Friday
Bloomberg Gadfly’s Shuli Ren discusses China’s challenge of convincing individual investors that risk is real.(Source: Bloomberg)
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When China unveiled plans on Friday to end the implicit guarantees underpinning asset-management products worth trillions of dollars, it should have been a bombshell for the nation’s savers.

But for Yolanda Yuan and other individual investors who’ve piled into AMPs issued by banks, insurers and securities firms, the government’s announcement was largely a non-event. The reason: they didn’t believe it.