U.K.'s Finance Watchdog Looks to U.S. for Help on Auto Loan Boom

  • FCA’s Andrew Bailey says U.K. going through ‘structural shift’
  • CEO says U.K. car finance market is becoming more like U.S.
Photographer: Chris Ratcliffe/Bloomberg
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Andrew Bailey, the head of the U.K.’s top financial watchdog, is looking to his U.S. counterparts for help getting a grip on a consumer lending boom that’s raising alarm bells at the Bank of England.

Britain’s Financial Conduct Authority is studying a “long-term structural shift” in U.K. car finance, which is “quite a big part of the story” behind the rapid growth in household borrowing, the agency’s chief executive officer said on the sidelines of a British Bankers’ Association conference in London on Thursday.