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How to Not Freak Out About Student Debt

The country's $1.4 trillion student debt load could give anyone hives. But there are reasons not to panic. 

University Of Birmingham Hold Degree Congregations

Photographer: Christopher Furlong/Getty Images

Happy commencement season! All you bright-eyed young scholars, clutching hard-earned degrees and marching toward your future, are probably thinking about something other than America’s $1.4 trillion student debt load. We hate to be buzzkills, but this week on Game Plan, Francesca and Rebecca urge borrowers to face the grim reality of their student debt burden, whether they graduated days or decades ago. Don't worry, we offer suggestions and resources, too!
Student debt doesn't only affect students and recent grads—it’s also a burden that can follow people through their working life and influence every financial and career decision they make. It’s easy to feel panicked by doom-and-gloom news, especially when things like income-based repayment plans and the public-service loan forgiveness program may be threatened under the Trump administration.