Apple, Visa Face Patent Infringement Lawsuit Over Apple Pay

  • Massachusetts company claims ownership of four patents
  • Suit claims companies shunned partnership with patent owner

A customer using Apple Pay, via an American Express account, on an iPhone spends at a Pret A Manger store in London.

Photographer: Chris Ratcliffe/Bloomberg
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Apple Inc. and Visa Inc. are facing claims by Universal Secure Registry, a small Boston-area company, that their mobile-payment partnership infringes four of its patents.

In a federal lawsuit filed in Wilmington, Delaware, USR said it sent Apple a series of letters in 2010 describing its patented technology and seeking a partnership long before Apple Pay’s debut. One letter detailed USR’s patent for using biometrics to authenticate identity on a smartphone, according to the complaint filed May 21.