Skip to content
Subscriber Only

Regulators Said to Weigh Appraisal Change That May Spur Lending

  • Banking agencies rethinking threshold for commercial property
  • Discussed change would boost trigger to $400,000 from $250,000

As President Donald Trump seeks to knock down government constraints on business loans, U.S. bank regulators have tentatively agreed to ease an appraisal requirement that could help commercial real estate borrowers, said people familiar with talks among the agencies.

Regulators have decided the threshold for requiring appraisals on commercial property should be increased to $400,000 from $250,000, according to two people who asked that they not be identified because the discussions aren’t public. The threshold for residential real restate would remain at $250,000, they said.