The first time Rajibuddin Mandal, a family doctor in Birmingham, England, tried his hand at trading currencies online, he lost 2,000 British pounds. From that experience, he concluded that the foreign-exchange market was too big, too complex and too hazardous for amateur investors like himself. He decided he needed help from the professionals.
One site he found on the Internet in early 2013 seemed to be speaking directly to him. Called secureinvestment.com, the website acknowledged that currency trading was risky.