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Cut-Price Luxury Homes Fuel Singapore Tri-Nation Sprawl

Darren Chin gave up a 15-minute train journey to his office in Singapore for a two-hour drive with a stop at passport control. The reason: By commuting from Malaysia, he can afford his own two-story home and car.

“It’s worth it,” said the Malaysian financial adviser, who leaves his house before 6:45 a.m. to get to his job at Oversea-Chinese Banking Corp. on time. “I’m saving on rent and I’m paying for my own house.”