What's in a Credit Score? Few Know.

(Corrects statement that some employers use credit scores in hiring decisions; some use credit reports.)

You'd think that in the years following the financial crisis, the housing collapse, the slashing of credit by lenders and the efforts by folks to shore up their personal balance sheets, people would be more familiar with credit scores and what they're used for. You'd think that but you’d be wrong, a recent report shows.