Attention Roth Flippers: Not So Fast

The U.S. Capitol in Washington, D.C. Photograph by0xA0Andrew Harrer/Bloomberg

January 3, 2013 - Tucked into the fiscal cliff tax package is a provision allowing 401(k) savers to convert some or all of their balance into a Roth 401(k) -- if your employer offers one, and not many do right now.

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