BusinessAdjusting to ObamacareFacebookXLinkedInEmailLinkGiftExpandFacebookXLinkedInEmailLinkGiftGift this articleContact us:Provide news feedback or report an errorConfidential tip?Send a tip to our reportersSite feedback:Take our SurveyNew WindowFacebookXLinkedInEmailLinkGiftJuly 20, 2012 at 1:05 AM UTCBookmarkSaveLock This article is for subscribers only.This article is part of the July 23, 2012 issue of businessweek.Chevron RightBased on a poll of 970 human resource and benefit professionals.