To Boost Small Business Credit, Think Small (Banks)

The Denhart Baking Co. located in an old bank building on the town square in Washington, Ill. Photograph by Bruce Leighty

In the years preceding the financial crisis, big banks controlled a growing share of the small business loan market, rising from just over 31 percent in 2005 to nearly 39 percent in 2009, according to Small Business Administration data. Over the last two years, that trend reversed, dropping to just under 38 percent in 2011.

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