Home-Foreclosure Rescue Is Falling Short, Critics Say

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Editor's note: An earlier version of this story had an incorrect quote from Elizabeth Warren.

The Treasury Dept. is basking in the latest tally of homeowners getting a break through its core foreclosure-prevention program. But its data show the number of new mortgage modifications actually fell in September, and government watchdogs are raising concerns that the program is ill-suited to the problems of the housing market.