BusinessweekGraphic: A Retirement ChecklistFacebookXLinkedInEmailLinkGiftFacebookXLinkedInEmailLinkGiftGift this articleContact us:Provide news feedback or report an errorConfidential tip?Send a tip to our reportersSite feedback:Take our SurveyNew WindowFacebookXLinkedInEmailLinkGiftJuly 26, 2004 at 4:00 AM UTCBookmarkSaveLock This article is for subscribers only.