{"id":129641,"date":"2025-10-30T00:36:40","date_gmt":"2025-10-30T04:36:40","guid":{"rendered":"https:\/\/www.bloomberg.com\/professional\/insights\/regulation\/october-global-regulatory-brief-risk-capital-and-financial-stability\/"},"modified":"2025-10-30T14:58:39","modified_gmt":"2025-10-30T18:58:39","slug":"october-global-regulatory-brief-risk-capital-and-financial-stability","status":"publish","type":[3762],"link":"https:\/\/www.bloomberg.com\/professional\/insights\/regulation\/october-global-regulatory-brief-risk-capital-and-financial-stability\/","title":{"rendered":"October Global Regulatory Brief: Risk, capital and financial stability"},"content":{"rendered":"<div  class=\"bbg-row-container\">\n    <section class=\"bbg-row  text--black row-padding--top-compact row-padding--bottom-none bbg-row--full-bg-bleed\" data-anchor='row-6a09a51d69384'>\n        \n        \n        <div\n            class=\"bbg-row--content\"\n                    >\n            \n            <p><div\n    class=\"bbg-column bbg-column--width-7\"\n    style=\"\"\n    >\n    <p><div\n    class=\"bbg-spacer bbg-spacer--lg\"\n    >\n<\/div><div\n\tclass=\"bb-wysiwyg\"\n\t\t>\n\t<p class=\"small\"><strong><span style=\"font-size: 14px; letter-spacing: 1px; color: #0062dd;\">ARTICLE<\/span><\/strong><\/p>\n\n<\/div>\n<div\n    class=\"bbg-spacer bbg-spacer--sm\"\n    >\n<\/div>    <h1 class=\"bbg-metadata bbg-metadata--title\">October Global Regulatory Brief: Risk, capital and financial stability<\/h1>\n<div\n    class=\"bbg-spacer\"\n        style=\"height: 50px !important\"\n    >\n<\/div>    <ul class=\"bbg-categories_list\">\n                    <li>\n                <a href=\"https:\/\/www.bloomberg.com\/professional\/insights\/category\/markets\/\" rel=\"category tag\">\n                    Markets\n                <\/a>\n            <\/li>\n                    <li>\n                <a href=\"https:\/\/www.bloomberg.com\/professional\/insights\/category\/regulation\/\" rel=\"category tag\">\n                    Regulation\n                <\/a>\n            <\/li>\n                    <li>\n                <a href=\"https:\/\/www.bloomberg.com\/professional\/insights\/category\/risk\/\" rel=\"category tag\">\n                    Risk\n                <\/a>\n            <\/li>\n            <\/ul>\n<\/p>\n\n<\/div><div\n    class=\"bbg-column bbg-column--width-5\"\n    style=\"\"\n    >\n    <div id=\"\" class=\"wpb_content_element bbg-single-image align-left\">\n    <figure class=\"bbg-single-image__figure\" style=\"max-width:100%\">\n                <img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"800\" src=\"https:\/\/assets.bbhub.io\/image\/v1\/resize?width=auto&amp;type=webp&amp;url=https:\/\/assets.bbhub.io\/professional\/sites\/41\/408970031resiz.jpg\" class=\"bbg-single-image__image attachment-full\" alt=\"office building view\" title=\"office building view\" \/>\n        \n            <\/figure>\n<\/div>\n\n\n\n<\/div>\n\n\n                    <\/div>\n    <\/section>\n<\/div>\n\n<div  class=\"bbg-row-container\">\n    <section class=\"bbg-row  text--black row-padding--top-none row-padding--bottom-none bbg-row--full-bg-bleed\" data-anchor='row-6a09a51d7717b'>\n        \n        \n        <div\n            class=\"bbg-row--content\"\n                    >\n            \n            <p><div\n    class=\"bbg-column bbg-column--width-2\"\n    style=\"\"\n    >\n    \n<\/div><div\n    class=\"bbg-column bbg-column--width-6 bbg-column--m-width-6\"\n    style=\"\"\n    >\n    <p>    <p class=\"bbg-metadata bbg-metadata--date\">October 30, 2025<\/p>\n<div\n\tclass=\"bb-wysiwyg\"\n\t\t>\n\t<p><strong>Bloomberg Professional Services<\/strong><\/p>\n\n<\/div>\n\n<\/div><div\n    class=\"bbg-column bbg-column--width-2 bbg-column--valign-middle bbg-column--m-width-2 bbg-column--s-padding-right-2\"\n    style=\"\"\n    >\n    <div class=\"bb-tts\"\n\tdata-selector=\"main\"\n\tdata-label=\"Speak this page\"\n\tdata-custom-play=\"Play\"\n\tdata-custom-pause=\"Pause\"\n\tdata-custom-stop=\"Stop\"\n\tdata-overlay=\"false\"\n\tdata-invert=\"false\"\n\tdata-no-time=\"false\"\n\tdata-no-button-text=\"false\"\n\tdata-one-button=\"true\"\n\tdata-one-style=\"true\"\n\tdata-hide-stop=\"true\"\n\tdata-voice=\"Gordon\"\n\tdata-pitch=\"1\"\n\tdata-speed=\"1\"\n\tdata-align=\"flex-start\"\n>\n<\/div>\n\n\n<\/div><div\n    class=\"bbg-column bbg-column--width-2\"\n    style=\"\"\n    >\n    \n<\/div>\n\n\n                    <\/div>\n    <\/section>\n<\/div>\n\n<div  class=\"bbg-row-container\">\n    <section class=\"bbg-row  text--black row-padding--top-compact row-padding--bottom-compact bbg-row--full-bg-bleed\" data-anchor='row-6a09a51d7a821'>\n        \n        \n        <div\n            class=\"bbg-row--content\"\n                    >\n            \n            <p><div\n    class=\"bbg-column bbg-column--width-2\"\n    style=\"\"\n    >\n    \n<\/div><div\n    class=\"bbg-column bbg-column--width-8\"\n    style=\"\"\n    >\n    <div\n\tclass=\"bb-wysiwyg\"\n\t\t>\n\t<p><i>The Global Regulatory Brief provides monthly insights on the latest risk and regulatory developments. This brief was written by Bloomberg\u2019s Regulatory Affairs Specialists.<\/i><\/p>\n<p><span style=\"font-weight: 400;\">Recent periods of financial stress and the proliferation of risks across the financial system are fueling the development of regulatory initiatives to strengthen requirements and promote international best practice. The following policy developments represent a sample of wider regulatory and policy coverage available to Bloomberg Terminal customers. Run REGS &lt;GO&gt; to find out more or contact your Bloomberg representative to learn more:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Australia: <\/b><span style=\"font-weight: 400;\">ASIC articulates its priorities in credit<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>South Africa:<\/b><span style=\"font-weight: 400;\"> Regulators advance OTC derivatives reform\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>New Zealand: <\/b><span style=\"font-weight: 400;\">The RBNZ consults on the use of the term &#8216;bank&#8217;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Canada: <\/b><span style=\"font-weight: 400;\">Superintendent outlines financial regulatory agenda<\/span><\/li>\n<\/ul>\n<h2>ASIC Commissioner Kirkland discusses protecting financial futures: ASIC&#8217;s priorities in credit<\/h2>\n<p><b>Context<\/b><\/p>\n<p><span style=\"font-weight: 400;\">In a <\/span><a href=\"https:\/\/www.asic.gov.au\/about-asic\/news-centre\/speeches\/protecting-financial-futures-asic-s-priorities-in-credit\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">speech<\/span><\/a><span style=\"font-weight: 400;\"> to the annual Credit Law Conference, the regulator refers to <\/span><a href=\"https:\/\/www.asic.gov.au\/about-asic\/corporate-publications\/asic-corporate-plan\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">ASIC&#8217;s corporate plan<\/span><\/a><span style=\"font-weight: 400;\">, which included &#8216;improving customer outcomes&#8217; among its strategic priorities. This encompassed an explicit focus on credit and, in particular, lender responses to financial hardship.\u00a0<\/span><\/p>\n\n<\/div>\n\n\n<\/div>\n\n\n                    <\/div>\n    <\/section>\n<\/div>\n\n<div  class=\"bbg-row-container\">\n    <section class=\"bbg-row  text--black row-padding--top-none row-padding--bottom-none bbg-row--margin-top-compact bbg-row--margin-bottom-compact bbg-row--full-bg-bleed\" data-anchor='row-6a09a51d7d0e6'>\n        \n        \n        <div\n            class=\"bbg-row--content\"\n                    >\n            \n            <div\n    class=\"bbg-column\"\n    style=\"\"\n    >\n    <div class=\"bbg-interstitial\" aria-label=\"interstitial\" tabindex=\"0\">\n\t<style>\n\t\t.bbg-interstitial #card_1.bbg-card_hasCta{\n\t\t\tbackground: url(https:\/\/assets.bbhub.io\/image\/v1\/resize?width=auto&amp;type=webp&amp;url=https:\/\/assets.bbhub.io\/professional\/sites\/41\/Interstitial_bg.png);\n\t\t\t\tbackground-repeat: no-repeat;\n\t\t\t\tbackground-position: center center;\n\t\t\t\tbackground-size: cover;\n\t\t\tpadding: 104px;\n\t\t\t\n\t\t\t\n\t\t}\n\t\t.bbg-interstitial #card_1.bbg-card_hasCta .bbg-card__content, .bbg-interstitial #card_1.bbg-card_hasCta .bbg-card__content p{\n\t\t\tcolor:white;\n\t\t}\n\t\t@media (max-width: 768px) {\n\t\t\t.bbg-interstitial #card_1.bbg-card_hasCta{\n\t\t\t\tpadding: 80px 32px;\n\t\t\t}\n\t\t}\n\t\t@media (max-width: 480px) {\n\t\t\t.bbg-interstitial #card_1.bbg-card_hasCta{\n\t\t\t\tpadding: 80px 18px;\n\t\t\t}\n\t\t}\n\t<\/style>\n\t<div class=\"wpb_content_element bbg-card  bbg-card-dark bbg-card_hasCta has_interstitial\" id=\"card_1\" data-card_type=\"no_image\">\n  \n  \n  <div class=\"bbg-card__innerwrapper\">\n    <div class=\"bbg-card__content\">\n      \n      \n                      <h3 class=\"bbg-card__title\">Explore the latest regulatory insights with our outlooks, webinars, research and analysis.<\/h3>\n      \n              <div class=\"bbg-card__wysiwyg bb-wysiwyg\"><p>Sign up<\/p>\n<\/div>\n          <\/div>\n\n          \n<div\n  id=\"cta_3165230664707415694\"\n  class=\"wpb_content_element bbg-cta icon icon-arrow\">\n  <style>\n    \n    \n    \n  <\/style>\n  <div\n    class=\"bbg-cta-link link-holder\"\n    data-links-type=\"cta-links\">\n    <p class=\"bbg-cta-p right\">\n      <a\n        class=\"bbg-cta-link link interstitial_cta\"\n        href=\"https:\/\/www.bloomberg.com\/professional\/insights\/regulation\/regulatory-insights\/\"\n        target=\"\"\n        rel=\"\"\n        data-section-name=\"\"\n                role=\"button\"\n        aria-label=\"Learn more\"\n        >\n                <\/a>\n    <\/p>\n  <\/div>\n<\/div>\n\n      <\/div>\n\n  <\/div>\n\n<\/div>\n\n\n<\/div>\n\n\n                    <\/div>\n    <\/section>\n<\/div>\n\n<div  class=\"bbg-row-container\">\n    <section class=\"bbg-row  text--black row-padding--top-compact row-padding--bottom-none bbg-row--full-bg-bleed\" data-anchor='row-6a09a51d839cb'>\n        \n        \n        <div\n            class=\"bbg-row--content\"\n                    >\n            \n            <p><div\n    class=\"bbg-column bbg-column--width-2\"\n    style=\"\"\n    >\n    \n<\/div><div\n    class=\"bbg-column bbg-column--width-8\"\n    style=\"\"\n    >\n    <p><div\n\tclass=\"bb-wysiwyg\"\n\t\t>\n\t<p><b>Key takeaways<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">ASIC\u2019s role is to ensure consumer credit protections are universally applied and enjoyed. Therefore, ongoing work to examine compliance across the sector continues to be a priority.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Specific areas of focus include mortgage brokers, motor vehicle finance, financial hardship, debt management, credit repair and debt collection.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">As a key enforcement priority, ASIC is closing loopholes that enable business models to avoid consumer credit protections and is closing in on the businesses who seek to exploit them.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">ASIC continues to take action across the spectrum, wherever it sees credit-related misconduct. Entities whose conduct causes harm to consumers \u2013 or harm to their financial futures \u2013 should expect ASIC to take an active interest.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">ASIC&#8217;s concern is with outcomes \u2013 not the type of credit, or the type of business involved.<\/span><\/li>\n<\/ul>\n<h2>South Africa advances OTC derivatives reform with new exemption framework<\/h2>\n<p><b>Summary<\/b><\/p>\n<p><span style=\"font-weight: 400;\">South Africa\u2019s twin-peak regulators (the FSCA and PA) have issued <\/span><a href=\"https:\/\/www.resbank.co.za\/content\/dam\/sarb\/publications\/prudential-authority\/pa-public-awareness\/covid-19-response\/2025\/joint-comms-4-of-2025\/Joint%20Standard%201%20-%20of%202025%20-%20Criteria%20for%20exemption%20of%20external%20CCP%20external%20TR%20from%20provisions%20of%20FMA.pdf\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Joint Standard 1 of 2025<\/span><\/a><span style=\"font-weight: 400;\">, advancing Phase 2 of OTC derivatives reform. The standard allows recognised foreign CCPs and trade repositories, mainly from equivalent jurisdictions (EU, UK, US), to apply for exemptions from local FMA licensing, avoiding duplicate regulation. It builds South Africa\u2019s central clearing framework, balancing market access with systemic-risk oversight.\u00a0<\/span><\/p>\n<p><b>Purpose<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Provides the framework to allow foreign market infrastructures from equivalent jurisdictions (e.g., EU, UK, US) to be exempted from domestic licensing and regulatory requirements.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The standard is a key step in Phase 2 of the Joint Roadmap for Central Clearing, complementing the broader equivalence framework and licensing regime for both local and external CCPs and TRs.\u00a0<\/span><\/li>\n<\/ul>\n<h2>Insights from the Consultation Report<\/h2>\n<p><span style=\"font-weight: 400;\">The <\/span><a href=\"https:\/\/www.resbank.co.za\/content\/dam\/sarb\/publications\/prudential-authority\/pa-public-awareness\/covid-19-response\/2025\/joint-comms-4-of-2025\/Consultation%20report-%20Criteria%20for%20exemption%20of%20external%20CCP%20external%20TR%20from%20provisions%20of%20FMA.pdf\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Consultation Report<\/span><\/a><span style=\"font-weight: 400;\"> (August 2025) provides transparency on the feedback process and regulator responses, from organisations such as BASA, JSE, and SAIS.<\/span><\/p>\n<p><b>Main Issues Raised<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Fairness to local entities<\/span><span style=\"font-weight: 400;\">: Stakeholders questioned whether foreign CCPs\/TRs could operate on lighter terms than domestic ones.<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">The FSCA\/PA clarified that foreign entities face equivalent or stricter requirements, as exemptions only apply after formal equivalence assessments and compliance with international standards.<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Local presence concerns<\/span><span style=\"font-weight: 400;\">: Some advocated that external CCPs\/TRs maintain a South African legal presence to mitigate systemic risk.<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">The Authorities disagreed that this should be a blanket requirement but noted they could impose local presence conditions on a case-by-case basis.<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Systemic risk and oversight<\/span><span style=\"font-weight: 400;\">: JSE and SAIS raised concerns about loss of supervisory control, regulatory arbitrage, and data privacy.<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">The regulators emphasized that MOUs and continuous monitoring mechanisms under the FMA will ensure cooperation, data exchange, and oversight parity.<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Timing and coordination<\/span><span style=\"font-weight: 400;\">: Some argued the framework was premature given pending reforms under the proposed COFI Bill and the FMA Review.<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">The regulators responded that this Joint Standard was a G20-mandated prerequisite and part of a phased rollout of South Africa\u2019s central clearing regime.<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Market fragmentation<\/span><span style=\"font-weight: 400;\">: Concerns that multiple CCPs might fragment liquidity or create unequal competition.<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">The regulators replied that competition could instead enhance efficiency and reduce concentration risk, provided consistent regulation is applied.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n<\/div>\n<div\n\tclass=\"bb-wysiwyg\"\n\t\t>\n\t<h2>The RBNZ opens a consultation on the use of the word \u2018bank\u2019 under the Deposit Takers Act 2023 (DTA)<\/h2>\n<p><span style=\"font-weight: 400;\">The <\/span><a href=\"https:\/\/consultations.rbnz.govt.nz\/dta-and-dcs\/restrictions-on-use-of-the-word-bank-under-the-dta\/user_uploads\/consultation-paper-restrictions-on-the-use-of-the-word-bank.pdf\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">consultation paper<\/span><\/a><span style=\"font-weight: 400;\"> proposes expanding the use of the word \u2018bank\u2019 to all deposit takers that become licensed under the DTA. This could include entities that are currently licensed as non-bank deposit takers (NBDTs).<\/span><b>\u00a0<\/b><\/p>\n<p><b>Background<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The <\/span><a href=\"https:\/\/www.rbnz.govt.nz\/regulation-and-supervision\/deposit-takers-act\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">DTA<\/span><\/a><span style=\"font-weight: 400;\"> modernises New Zealand\u2019s regulatory framework for deposit takers. The DTA will replace existing prudential legislation with a single regulatory regime for all deposit takers.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Its standards are expected to come into effect on 1 December 2028.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The Reserve Bank of New Zealand (Reserve Bank) has the power to authorise persons to use a restricted word in their name or title. Restricting the use of the word \u2018bank\u2019 is a standard feature of prudential regulation for deposit taking activity internationally.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The paper seeks feedback on:<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">a proposal to authorise the use of the term \u2018bank\u2019 by all licensed deposit takers under the DTA<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">continuing our current approach to authorising the use of the word \u2018bank\u2019 in New Zealand for overseas banks not licensed by the Reserve Bank.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/consultations.rbnz.govt.nz\/dta-and-dcs\/deposit-takers-regulations-second-tranche\/?_gl=1*1yea1wy*_ga*MTM2MzQ2MDg5NS4xNzU5MjkzNTIw*_ga_51JCWD9FGD*czE3NTkyOTU5OTEkbzIkZzAkdDE3NTkyOTU5OTEkajYwJGwwJGgw\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Proposals<\/span><\/a><span style=\"font-weight: 400;\"> for a second tranche of DTA regulations have been released for consultation alongside the consultation paper. These include proposed regulations that will affect the \u2018perimeter\u2019 of the DTA, which determines the types of entities that can become licensed deposit takers and therefore, subject to final policy decisions, potentially be authorised to use a restricted word in their name.\u00a0<\/span><\/li>\n<\/ul>\n<p><b>Next steps<br \/>\n<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Submissions will close at 5PM on 24 November 2025. Final decisions are expected to be announced in early 2026.<\/span><\/p>\n\n<\/div>\n<div\n\tclass=\"bb-wysiwyg\"\n\t\t>\n\t<h2>Canadian Superintendent outlines priorities for financial regulation<\/h2>\n<p><span style=\"font-weight: 400;\">Canadian Superintendent of Financial Institutions (OSFI) Peter Routledge gave a <\/span><a href=\"https:\/\/www.osfi-bsif.gc.ca\/en\/news\/speech-superintendent-global-risk-institute-summit-2025\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">speech<\/span><\/a><span style=\"font-weight: 400;\"> highlighting the resilience of Canada\u2019s financial system as evidenced by significant capital buffers while emphasising the role OFSI plays to promote innovation and ease burdens in the Canadian market.\u00a0<\/span><\/p>\n<p><b>Context<\/b><\/p>\n<p><span style=\"font-weight: 400;\">The speech comes as OSFI continues to recalibrate its regulatory approach post-pandemic, balancing resilience with competitiveness. Routledge stated that Canada has not had a deposit-taking institutional fail since 1996 while the U.S. banking system has absorbed over 500 failures in the same period, giving OFSI room to adjust its risk appetite.\u00a0<\/span><\/p>\n<p><b>Key takeaways<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Resilience<\/span><span style=\"font-weight: 400;\">: Canadian banks\u2019 CET1 ratios average 13.7%, leaving ~$500bn in lending headroom before breaching capital minimums; insurers\u2019 core capital ratios are up 13% in six years.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Proactive Supervision<\/span><span style=\"font-weight: 400;\">: OSFI will continue modernizing its framework, rescinding outdated guidelines, adjusting risk-weightings, and consulting on capital treatment of certain loans to support business lending.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Competitive Balance<\/span><span style=\"font-weight: 400;\">: OSFI paused increases in the Basel III output floor earlier in 2025 to aid international competitiveness and announced a reduction in capital requirements for Canadian infrastructure debt and equity investments made by OFSI-regulated life insurers.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Innovation and Market Entry<\/span><span style=\"font-weight: 400;\">: OSFI will revamp its approvals process to ease entry for new banks and support digital innovation (e.g., stablecoins, distributed ledger products) under the principle of \u201csame activity, same risk, same rules.\u201d<\/span><\/li>\n<\/ul>\n<p><b>Next steps<\/b><\/p>\n<p><span style=\"font-weight: 400;\">OFSI will provide further details in November 2025 on easing burdens for smaller institutions.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">OSFI will consult on the capital treatment of certain loans to encourage business lending by banks.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A streamlined approvals process for new banking entrants will be developed, alongside a risk-based framework for digital financial innovations.<\/span><\/li>\n<\/ul>\n\n<\/div>\n\n<\/div>\n\n\n                    <\/div>\n    <\/section>\n<\/div>\n\n<div  class=\"bbg-row-container\">\n    <style>section[data-anchor=row-6a09a51d87526]::before {\n\t\t\t\tbackground-color: #f4f4f9;\n\t\t\t}<\/style>\n    <section class=\"bbg-row bg--custom-color  bg--f4f4f9 text--black bbg-row--full-bg-bleed\" data-anchor='row-6a09a51d87526'>\n        \n        \n        <div\n            class=\"bbg-row--content\"\n                    >\n            \n            <p><div\n    class=\"bbg-column bbg-column--width-8\"\n    style=\"\"\n    >\n    <div\n\tclass=\"bb-wysiwyg\"\n\t\t>\n\t<h3>Related Content<\/h3>\n\n<\/div>\n\n\n<\/div><div\n    class=\"bbg-column bbg-column--width-4 bbg-column--halign-right\"\n    style=\"\"\n    >\n    \n<div\n  id=\"cta_552925540604351896\"\n  class=\"wpb_content_element bbg-cta icon icon-arrow\">\n  <style>\n    \n    \n    \n  <\/style>\n  <div\n    class=\"bbg-cta-link link-holder\"\n    data-links-type=\"cta-links\">\n    <p class=\"bbg-cta-p right\">\n      <a\n        class=\"bbg-cta-link link\"\n        href=\"https:\/\/www.bloomberg.com\/professional\/insights\/\"\n        target=\"\"\n        rel=\"\"\n        data-section-name=\"View all\"\n        >\n                      View all\n                <\/a>\n    <\/p>\n  <\/div>\n<\/div>\n\n\n<\/div><div\n    class=\"bbg-column\"\n    style=\"\"\n    >\n    <script>\n    window.feed = window.feed || {};\n    window.feed['6a09a51d8a34f'] = {\"config\":{\"uuid\":\"\",\"title\":\"\",\"filter_label\":\"\",\"post_type\":\"post\",\"order_by\":\"date\",\"direction\":\"desc\",\"show_date\":\"no\",\"show_excerpt\":\"no\",\"display\":\"limit\",\"filter\":\"OR\",\"max_items\":\"3\",\"skip_cache\":\"no\",\"feed_style\":\"grid\",\"published_date\":\"\",\"show_cta\":\"\",\"featured_image\":\"yes\",\"el_class\":\"\",\"terms_post\":\"category__regulation\",\"terms_page\":\"\",\"terms_attachment\":\"\",\"terms_webinar\":\"\",\"terms_bbmegamenu\":\"\",\"terms_directory\":\"\",\"terms_datalayer\":\"\",\"terms_templatera\":\"\",\"terms_bbg-fourofour\":\"\",\"terms_reusable\":\"\",\"terms_cookie_items\":\"\",\"terms_bbl_email_subscriber\":\"\",\"terms_dynamic_table_ticker\":\"\",\"terms_bfix\":\"\",\"terms_quicklinks\":\"\",\"terms_interstitial\":\"\",\"terms_slide\":\"\",\"terms_gated_content_form\":\"\",\"terms_site_alert\":\"\",\"terms_country\":\"\",\"terms_region\":\"\",\"terms\":\"category__regulation\"},\"cpt\":{\"name\":\"post\",\"label\":\"Posts\",\"labels\":{\"name\":\"Posts\",\"singular_name\":\"Post\",\"add_new\":\"Add New\",\"add_new_item\":\"Add New Post\",\"edit_item\":\"Edit Post\",\"new_item\":\"New Post\",\"view_item\":\"View Post\",\"view_items\":\"View Posts\",\"search_items\":\"Search Posts\",\"not_found\":\"No posts found.\",\"not_found_in_trash\":\"No posts found in Trash.\",\"parent_item_colon\":null,\"all_items\":\"All Posts\",\"archives\":\"Post Archives\",\"attributes\":\"Post Attributes\",\"insert_into_item\":\"Insert into post\",\"uploaded_to_this_item\":\"Uploaded to this post\",\"featured_image\":\"Featured image\",\"set_featured_image\":\"Set featured image\",\"remove_featured_image\":\"Remove featured image\",\"use_featured_image\":\"Use as featured image\",\"filter_items_list\":\"Filter posts list\",\"filter_by_date\":\"Filter by date\",\"items_list_navigation\":\"Posts list navigation\",\"items_list\":\"Posts list\",\"item_published\":\"Post published.\",\"item_published_privately\":\"Post published privately.\",\"item_reverted_to_draft\":\"Post reverted to draft.\",\"item_trashed\":\"Post trashed.\",\"item_scheduled\":\"Post scheduled.\",\"item_updated\":\"Post updated.\",\"item_link\":\"Post Link\",\"item_link_description\":\"A link to a post.\",\"menu_name\":\"Posts\",\"name_admin_bar\":\"Post\"},\"description\":\"\",\"public\":true,\"hierarchical\":false,\"exclude_from_search\":false,\"publicly_queryable\":true,\"show_ui\":true,\"show_in_menu\":true,\"show_in_nav_menus\":true,\"show_in_admin_bar\":true,\"menu_position\":5,\"menu_icon\":\"dashicons-admin-post\",\"capability_type\":\"post\",\"map_meta_cap\":true,\"register_meta_box_cb\":null,\"taxonomies\":[],\"has_archive\":false,\"query_var\":false,\"can_export\":true,\"delete_with_user\":true,\"template\":[],\"template_lock\":false,\"_builtin\":true,\"_edit_link\":\"post.php?post=%d\",\"cap\":{\"edit_post\":\"edit_post\",\"read_post\":\"read_post\",\"delete_post\":\"delete_post\",\"edit_posts\":\"edit_posts\",\"edit_others_posts\":\"edit_others_posts\",\"delete_posts\":\"delete_posts\",\"publish_posts\":\"publish_posts\",\"read_private_posts\":\"read_private_posts\",\"read\":\"read\",\"delete_private_posts\":\"delete_private_posts\",\"delete_published_posts\":\"delete_published_posts\",\"delete_others_posts\":\"delete_others_posts\",\"edit_private_posts\":\"edit_private_posts\",\"edit_published_posts\":\"edit_published_posts\",\"create_posts\":\"edit_posts\"},\"rewrite\":false,\"show_in_rest\":true,\"rest_base\":\"posts\",\"rest_namespace\":\"wp\\\/v2\",\"rest_controller_class\":\"WP_REST_Posts_Controller\",\"rest_controller\":{},\"revisions_rest_controller_class\":false,\"revisions_rest_controller\":{},\"autosave_rest_controller_class\":false,\"autosave_rest_controller\":{},\"late_route_registration\":false},\"taxonomies\":[{\"taxonomy\":\"category\",\"terms\":[{\"term_id\":486,\"name\":\"Regulation\",\"slug\":\"regulation\",\"term_group\":0,\"term_taxonomy_id\":486,\"taxonomy\":\"category\",\"description\":\"\",\"parent\":0,\"count\":350,\"filter\":\"raw\"}]}],\"excluded_taxonomies\":{\"categories\":[]},\"post_id\":129641};\n<\/script>\n<div class=\"feed\" data-id=\"6a09a51d8a34f\"><\/div>\n\n<\/div>\n\n\n                    <\/div>\n    <\/section>\n<\/div>\n\n<div  class=\"bbg-row-container\">\n    <section class=\"bbg-row  text--black row-padding--top-none bbg-row--margin-top-normal bbg-row--margin-bottom-normal bbg-row--full-bg-bleed\" data-anchor='row-6a09a51d8b906'>\n        \n        \n        <div\n            class=\"bbg-row--content\"\n                    >\n            \n            <div\n    class=\"bbg-column\"\n    style=\"\"\n    >\n    <div class=\"bbg-interstitial\" aria-label=\"interstitial\" tabindex=\"0\">\n\t<style>\n\t\t.bbg-interstitial #card_2.bbg-card_hasCta{\n\t\t\tbackground:#e6f3ff;\n\t\t\tpadding: 104px;\n\t\t\t\n\t\t\t\n\t\t}\n\t\t.bbg-interstitial #card_2.bbg-card_hasCta .bbg-card__content, .bbg-interstitial #card_2.bbg-card_hasCta .bbg-card__content p{\n\t\t\tcolor:black;\n\t\t}\n\t\t@media (max-width: 768px) {\n\t\t\t.bbg-interstitial #card_2.bbg-card_hasCta{\n\t\t\t\tpadding: 80px 32px;\n\t\t\t}\n\t\t}\n\t\t@media (max-width: 480px) {\n\t\t\t.bbg-interstitial #card_2.bbg-card_hasCta{\n\t\t\t\tpadding: 80px 18px;\n\t\t\t}\n\t\t}\n\t<\/style>\n\t<div class=\"wpb_content_element bbg-card  bbg-card-dark bbg-card_hasCta has_interstitial\" id=\"card_2\" data-card_type=\"no_image\">\n  \n  \n  <div class=\"bbg-card__innerwrapper\">\n    <div class=\"bbg-card__content\">\n      \n      \n                      <h3 class=\"bbg-card__title\">Get insights delivered to your inbox<\/h3>\n      \n              <div class=\"bbg-card__wysiwyg bb-wysiwyg\"><p>Sign up for Bloomberg Professional Services newsletter<\/p>\n<\/div>\n          <\/div>\n\n          \n<div\n  id=\"cta_1989697874348860005\"\n  class=\"wpb_content_element bbg-cta icon icon-arrow\">\n  <style>\n    \n    \n    \n  <\/style>\n  <div\n    class=\"bbg-cta-link link-holder\"\n    data-links-type=\"cta-links\">\n    <p class=\"bbg-cta-p right\">\n      <a\n        class=\"bbg-cta-link link interstitial_cta\"\n        href=\"https:\/\/www.bloomberg.com\/professional\/insights\/newsletter\/\"\n        target=\"\"\n        rel=\"\"\n        data-section-name=\"\"\n                role=\"button\"\n        aria-label=\"Learn more\"\n        >\n                <\/a>\n    <\/p>\n  <\/div>\n<\/div>\n\n      <\/div>\n\n  <\/div>\n\n<\/div>\n\n\n<\/div>\n\n\n                    <\/div>\n    <\/section>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>This brief showcases Bloomberg Terminal\u2019s broader regulatory and policy coverage related to risk, capital and financial stability across markets such as Australia, South Africa, New Zealand, and Canada.<\/p>\n","protected":false},"author":1933,"featured_media":118037,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"template-article.php","format":"standard","meta":{"_yoast_wpseo_primary_category":"486","footnotes":""},"categories":[453,486,469],"tags":[518,3774,3799,3805,3723],"series":[],"class_list":["post-129641","post","type-post","status-publish","format-standard","hentry","category-markets","category-regulation","category-risk","tag-compliance","tag-order-management","tag-policy-updates","tag-pre-trade-management","tag-regulatory-risk","type-article"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.11 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>October Global Regulatory Brief: Risk, capital and financial stability | Insights | Bloomberg Professional Services<\/title>\n<meta name=\"description\" content=\"This brief showcases Bloomberg Terminal\u2019s broader regulatory and policy coverage related to risk, capital and financial stability across markets such as Australia, South Africa, New Zealand, and Canada.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.bloomberg.com\/professional\/insights\/regulation\/october-global-regulatory-brief-risk-capital-and-financial-stability\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"October Global Regulatory Brief: Risk, capital and financial stability | Insights | Bloomberg Professional Services\" \/>\n<meta property=\"og:description\" content=\"This brief showcases Bloomberg Terminal\u2019s broader regulatory and policy coverage related to risk, capital and financial stability across markets such as Australia, South Africa, New Zealand, and Canada.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.bloomberg.com\/professional\/insights\/regulation\/october-global-regulatory-brief-risk-capital-and-financial-stability\/\" \/>\n<meta property=\"og:site_name\" content=\"Bloomberg Professional Services\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bloomberglp\" \/>\n<meta property=\"article:published_time\" content=\"2025-10-30T04:36:40+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-30T18:58:39+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/assets.bbhub.io\/image\/v1\/convert?type=auto&amp;url=https%3A%2F%2Fassets.bbhub.io%2Fprofessional%2Fsites%2F41%2F408970031resiz.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"800\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"mvannucci2\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@theterminal\" \/>\n<meta name=\"twitter:site\" content=\"@theterminal\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"mvannucci2\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.bloomberg.com\/professional\/insights\/regulation\/october-global-regulatory-brief-risk-capital-and-financial-stability\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.bloomberg.com\/professional\/insights\/regulation\/october-global-regulatory-brief-risk-capital-and-financial-stability\/\"},\"author\":{\"name\":\"mvannucci2\",\"@id\":\"https:\/\/www.bloomberg.com\/professional\/#\/schema\/person\/9392da8fa760e7387613a2b07459b554\"},\"headline\":\"October Global Regulatory Brief: Risk, capital and financial stability\",\"datePublished\":\"2025-10-30T04:36:40+00:00\",\"dateModified\":\"2025-10-30T18:58:39+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.bloomberg.com\/professional\/insights\/regulation\/october-global-regulatory-brief-risk-capital-and-financial-stability\/\"},\"wordCount\":\"1535\",\"publisher\":{\"@id\":\"https:\/\/www.bloomberg.com\/professional\/#organization\"},\"keywords\":[\"Compliance\",\"Order Management\",\"Policy Updates\",\"Pre-trade Management\",\"Regulatory Risk\"],\"articleSection\":[\"Markets\",\"Regulation\",\"Risk\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.bloomberg.com\/professional\/insights\/regulation\/october-global-regulatory-brief-risk-capital-and-financial-stability\/\",\"url\":\"https:\/\/www.bloomberg.com\/professional\/insights\/regulation\/october-global-regulatory-brief-risk-capital-and-financial-stability\/\",\"name\":\"October Global Regulatory Brief: Risk, capital and financial stability | Insights | Bloomberg Professional Services\",\"isPartOf\":{\"@id\":\"https:\/\/www.bloomberg.com\/professional\/#website\"},\"datePublished\":\"2025-10-30T04:36:40+00:00\",\"dateModified\":\"2025-10-30T18:58:39+00:00\",\"description\":\"This brief showcases Bloomberg Terminal\u2019s broader regulatory and policy coverage related to risk, capital and financial stability across markets such as Australia, South Africa, New Zealand, and Canada.\",\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.bloomberg.com\/professional\/insights\/regulation\/october-global-regulatory-brief-risk-capital-and-financial-stability\/\"]}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.bloomberg.com\/professional\/#website\",\"url\":\"https:\/\/www.bloomberg.com\/professional\/\",\"name\":\"Bloomberg Professional Services\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.bloomberg.com\/professional\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.bloomberg.com\/professional\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.bloomberg.com\/professional\/#organization\",\"name\":\"Bloomberg Professional Services\",\"url\":\"https:\/\/www.bloomberg.com\/professional\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.bloomberg.com\/professional\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/assets.bbhub.io\/image\/v1\/convert?type=auto&amp;url=https%3A%2F%2Fassets.bbhub.io%2Fprofessional%2Fsites%2F41%2Flogo.png\",\"contentUrl\":\"https:\/\/assets.bbhub.io\/image\/v1\/convert?type=auto&amp;url=https%3A%2F%2Fassets.bbhub.io%2Fprofessional%2Fsites%2F41%2Flogo.png\",\"width\":\"512\",\"height\":\"103\",\"caption\":\"Bloomberg Professional Services\"},\"image\":{\"@id\":\"https:\/\/www.bloomberg.com\/professional\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.instagram.com\/bloomberg\/\",\"https:\/\/www.linkedin.com\/showcase\/bloomberg-professional-service\/\",\"https:\/\/www.facebook.com\/bloomberglp\",\"https:\/\/twitter.com\/theterminal\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.bloomberg.com\/professional\/#\/schema\/person\/9392da8fa760e7387613a2b07459b554\",\"name\":\"Bloomberg Professional Services\",\"url\":\"https:\/\/www.bloomberg.com\/professional\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"October Global Regulatory Brief: Risk, capital and financial stability | Insights | Bloomberg Professional Services","description":"This brief showcases Bloomberg Terminal\u2019s broader regulatory and policy coverage related to risk, capital and financial stability across markets such as Australia, South Africa, New Zealand, and Canada.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.bloomberg.com\/professional\/insights\/regulation\/october-global-regulatory-brief-risk-capital-and-financial-stability\/","og_locale":"en_US","og_type":"article","og_title":"October Global Regulatory Brief: Risk, capital and financial stability | Insights | Bloomberg Professional Services","og_description":"This brief showcases Bloomberg Terminal\u2019s broader regulatory and policy coverage related to risk, capital and financial stability across markets such as Australia, South Africa, New Zealand, and Canada.","og_url":"https:\/\/www.bloomberg.com\/professional\/insights\/regulation\/october-global-regulatory-brief-risk-capital-and-financial-stability\/","og_site_name":"Bloomberg Professional Services","article_publisher":"https:\/\/www.facebook.com\/bloomberglp","article_published_time":"2025-10-30T04:36:40+00:00","article_modified_time":"2025-10-30T18:58:39+00:00","og_image":[{"width":1200,"height":800,"url":"https:\/\/assets.bbhub.io\/image\/v1\/convert?type=auto&amp;url=https%3A%2F%2Fassets.bbhub.io%2Fprofessional%2Fsites%2F41%2F408970031resiz.jpg","type":"image\/jpeg"}],"author":"mvannucci2","twitter_card":"summary_large_image","twitter_creator":"@theterminal","twitter_site":"@theterminal","twitter_misc":{"Written by":"mvannucci2","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.bloomberg.com\/professional\/insights\/regulation\/october-global-regulatory-brief-risk-capital-and-financial-stability\/#article","isPartOf":{"@id":"https:\/\/www.bloomberg.com\/professional\/insights\/regulation\/october-global-regulatory-brief-risk-capital-and-financial-stability\/"},"author":{"name":"mvannucci2","@id":"https:\/\/www.bloomberg.com\/professional\/#\/schema\/person\/9392da8fa760e7387613a2b07459b554"},"headline":"October Global Regulatory Brief: Risk, capital and financial stability","datePublished":"2025-10-30T04:36:40+00:00","dateModified":"2025-10-30T18:58:39+00:00","mainEntityOfPage":{"@id":"https:\/\/www.bloomberg.com\/professional\/insights\/regulation\/october-global-regulatory-brief-risk-capital-and-financial-stability\/"},"wordCount":"1535","publisher":{"@id":"https:\/\/www.bloomberg.com\/professional\/#organization"},"keywords":["Compliance","Order Management","Policy Updates","Pre-trade Management","Regulatory Risk"],"articleSection":["Markets","Regulation","Risk"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.bloomberg.com\/professional\/insights\/regulation\/october-global-regulatory-brief-risk-capital-and-financial-stability\/","url":"https:\/\/www.bloomberg.com\/professional\/insights\/regulation\/october-global-regulatory-brief-risk-capital-and-financial-stability\/","name":"October Global Regulatory Brief: Risk, capital and financial stability | Insights | Bloomberg Professional Services","isPartOf":{"@id":"https:\/\/www.bloomberg.com\/professional\/#website"},"datePublished":"2025-10-30T04:36:40+00:00","dateModified":"2025-10-30T18:58:39+00:00","description":"This brief showcases Bloomberg Terminal\u2019s broader regulatory and policy coverage related to risk, capital and financial stability across markets such as Australia, South Africa, New Zealand, and Canada.","inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.bloomberg.com\/professional\/insights\/regulation\/october-global-regulatory-brief-risk-capital-and-financial-stability\/"]}]},{"@type":"WebSite","@id":"https:\/\/www.bloomberg.com\/professional\/#website","url":"https:\/\/www.bloomberg.com\/professional\/","name":"Bloomberg Professional Services","description":"","publisher":{"@id":"https:\/\/www.bloomberg.com\/professional\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.bloomberg.com\/professional\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.bloomberg.com\/professional\/#organization","name":"Bloomberg Professional Services","url":"https:\/\/www.bloomberg.com\/professional\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.bloomberg.com\/professional\/#\/schema\/logo\/image\/","url":"https:\/\/assets.bbhub.io\/image\/v1\/convert?type=auto&amp;url=https%3A%2F%2Fassets.bbhub.io%2Fprofessional%2Fsites%2F41%2Flogo.png","contentUrl":"https:\/\/assets.bbhub.io\/image\/v1\/convert?type=auto&amp;url=https%3A%2F%2Fassets.bbhub.io%2Fprofessional%2Fsites%2F41%2Flogo.png","width":"512","height":"103","caption":"Bloomberg Professional Services"},"image":{"@id":"https:\/\/www.bloomberg.com\/professional\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.instagram.com\/bloomberg\/","https:\/\/www.linkedin.com\/showcase\/bloomberg-professional-service\/","https:\/\/www.facebook.com\/bloomberglp","https:\/\/twitter.com\/theterminal"]},{"@type":"Person","@id":"https:\/\/www.bloomberg.com\/professional\/#\/schema\/person\/9392da8fa760e7387613a2b07459b554","name":"Bloomberg Professional Services","url":"https:\/\/www.bloomberg.com\/professional"}]}},"_links":{"self":[{"href":"https:\/\/www.bloomberg.com\/professional\/wp-json\/wp\/v2\/posts\/129641","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bloomberg.com\/professional\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bloomberg.com\/professional\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bloomberg.com\/professional\/wp-json\/wp\/v2\/users\/1933"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bloomberg.com\/professional\/wp-json\/wp\/v2\/comments?post=129641"}],"version-history":[{"count":6,"href":"https:\/\/www.bloomberg.com\/professional\/wp-json\/wp\/v2\/posts\/129641\/revisions"}],"predecessor-version":[{"id":129729,"href":"https:\/\/www.bloomberg.com\/professional\/wp-json\/wp\/v2\/posts\/129641\/revisions\/129729"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bloomberg.com\/professional\/wp-json\/wp\/v2\/media\/118037"}],"wp:attachment":[{"href":"https:\/\/www.bloomberg.com\/professional\/wp-json\/wp\/v2\/media?parent=129641"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bloomberg.com\/professional\/wp-json\/wp\/v2\/categories?post=129641"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bloomberg.com\/professional\/wp-json\/wp\/v2\/tags?post=129641"},{"taxonomy":"post_series","embeddable":true,"href":"https:\/\/www.bloomberg.com\/professional\/wp-json\/wp\/v2\/series?post=129641"},{"taxonomy":"type","embeddable":true,"href":"https:\/\/www.bloomberg.com\/professional\/wp-json\/wp\/v2\/type?post=129641"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}