{"id":117005,"date":"2025-05-28T18:08:24","date_gmt":"2025-05-28T22:08:24","guid":{"rendered":"https:\/\/www.bloomberg.com\/professional\/insights\/regulation\/may-global-regulatory-brief-digital-finance\/"},"modified":"2025-05-28T18:21:43","modified_gmt":"2025-05-28T22:21:43","slug":"may-global-regulatory-brief-digital-finance","status":"publish","type":[3762],"link":"https:\/\/www.bloomberg.com\/professional\/insights\/regulation\/may-global-regulatory-brief-digital-finance\/","title":{"rendered":"May Global Regulatory Brief: Digital finance"},"content":{"rendered":"<div  class=\"bbg-row-container\">\n    <section class=\"bbg-row  text--black row-padding--top-compact row-padding--bottom-none bbg-row--full-bg-bleed\" data-anchor='row-6a0afa82253d8'>\n        \n        \n        <div\n            class=\"bbg-row--content\"\n                    >\n            \n            <p><div\n    class=\"bbg-column bbg-column--width-7\"\n    style=\"\"\n    >\n    <p><div\n    class=\"bbg-spacer bbg-spacer--lg\"\n    >\n<\/div><div\n\tclass=\"bb-wysiwyg\"\n\t\t>\n\t<p class=\"small\"><strong><span style=\"font-size: 14px; letter-spacing: 1px; color: #0062dd;\">ARTICLE<\/span><\/strong><\/p>\n\n<\/div>\n<div\n    class=\"bbg-spacer bbg-spacer--sm\"\n    >\n<\/div>    <h1 class=\"bbg-metadata bbg-metadata--title\">May Global Regulatory Brief: Digital finance<\/h1>\n<div\n    class=\"bbg-spacer\"\n        style=\"height: 50px !important\"\n    >\n<\/div>    <ul class=\"bbg-categories_list\">\n                    <li>\n                <a href=\"https:\/\/www.bloomberg.com\/professional\/insights\/category\/data\/\" rel=\"category tag\">\n                    Data\n                <\/a>\n            <\/li>\n                    <li>\n                <a href=\"https:\/\/www.bloomberg.com\/professional\/insights\/category\/markets\/\" rel=\"category tag\">\n                    Markets\n                <\/a>\n            <\/li>\n                    <li>\n                <a href=\"https:\/\/www.bloomberg.com\/professional\/insights\/category\/regulation\/\" rel=\"category tag\">\n                    Regulation\n                <\/a>\n            <\/li>\n                    <li>\n                <a href=\"https:\/\/www.bloomberg.com\/professional\/insights\/category\/technology\/\" rel=\"category tag\">\n                    Technology\n                <\/a>\n            <\/li>\n            <\/ul>\n<\/p>\n\n<\/div><div\n    class=\"bbg-column bbg-column--width-5\"\n    style=\"\"\n    >\n    <div id=\"\" class=\"wpb_content_element bbg-single-image align-left\">\n    <figure class=\"bbg-single-image__figure\" style=\"max-width:100%\">\n                <img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"800\" src=\"https:\/\/assets.bbhub.io\/image\/v1\/resize?width=auto&amp;type=webp&amp;url=https:\/\/assets.bbhub.io\/professional\/sites\/41\/329742684.jpg\" class=\"bbg-single-image__image attachment-full\" alt=\"Cryptocurrency mining rigs\" title=\"Cryptocurrency mining rigs\" \/>\n        \n            <\/figure>\n<\/div>\n\n\n\n<\/div>\n\n\n                    <\/div>\n    <\/section>\n<\/div>\n\n<div  class=\"bbg-row-container\">\n    <section class=\"bbg-row  text--black row-padding--top-none row-padding--bottom-none bbg-row--full-bg-bleed\" data-anchor='row-6a0afa8233952'>\n        \n        \n        <div\n            class=\"bbg-row--content\"\n                    >\n            \n            <p><div\n    class=\"bbg-column bbg-column--width-2\"\n    style=\"\"\n    >\n    \n<\/div><div\n    class=\"bbg-column bbg-column--width-6 bbg-column--m-width-6\"\n    style=\"\"\n    >\n    <p>    <p class=\"bbg-metadata bbg-metadata--date\">May 28, 2025<\/p>\n<div\n\tclass=\"bb-wysiwyg\"\n\t\t>\n\t<p><strong>Bloomberg Professional Services<\/strong><\/p>\n\n<\/div>\n\n<\/div><div\n    class=\"bbg-column bbg-column--width-2 bbg-column--valign-middle bbg-column--m-width-2 bbg-column--s-padding-right-2\"\n    style=\"\"\n    >\n    <div class=\"bb-tts\"\n\tdata-selector=\"main\"\n\tdata-label=\"Speak this page\"\n\tdata-custom-play=\"Play\"\n\tdata-custom-pause=\"Pause\"\n\tdata-custom-stop=\"Stop\"\n\tdata-overlay=\"false\"\n\tdata-invert=\"false\"\n\tdata-no-time=\"false\"\n\tdata-no-button-text=\"false\"\n\tdata-one-button=\"true\"\n\tdata-one-style=\"true\"\n\tdata-hide-stop=\"true\"\n\tdata-voice=\"Gordon\"\n\tdata-pitch=\"1\"\n\tdata-speed=\"1\"\n\tdata-align=\"flex-start\"\n>\n<\/div>\n\n\n<\/div><div\n    class=\"bbg-column bbg-column--width-2\"\n    style=\"\"\n    >\n    \n<\/div>\n\n\n                    <\/div>\n    <\/section>\n<\/div>\n\n<div  class=\"bbg-row-container\">\n    <section class=\"bbg-row  text--black row-padding--top-compact row-padding--bottom-compact bbg-row--full-bg-bleed\" data-anchor='row-6a0afa82372a7'>\n        \n        \n        <div\n            class=\"bbg-row--content\"\n                    >\n            \n            <p><div\n    class=\"bbg-column bbg-column--width-2\"\n    style=\"\"\n    >\n    \n<\/div><div\n    class=\"bbg-column bbg-column--width-8\"\n    style=\"\"\n    >\n    <p><div\n\tclass=\"bb-wysiwyg\"\n\t\t>\n\t<p><i>The Global Regulatory Brief provides monthly insights on the latest risk and regulatory developments. This brief was written by Bloomberg&#8217;s Regulatory Affairs Specialists.<\/i><\/p>\n\n<\/div>\n<div\n\tclass=\"bb-wysiwyg\"\n\t\t>\n\t<h2>Digital finance regulatory developments<\/h2>\n<p><span style=\"font-weight: 400;\">As technology continues to reshape financial services, regulators and policy setters are embarking on a range of digital-finance initiatives to manage risks and set appropriate standards. The following digital finance policy developments represent a sample of wider regulatory and policy coverage available to Bloomberg Terminal customers. Run REGS &lt;GO&gt; to find out more or contact your Bloomberg representative to learn more:<\/span><\/p>\n<ul>\n<li><b>Saudi Arabia:<\/b><span style=\"font-weight: 400;\"> Government consults on AI Hub and data centres <\/span><\/li>\n<li><b>Indonesia:<\/b><span style=\"font-weight: 400;\"> OJK publishes AI governance guidebook<\/span><\/li>\n<li><b>New Zealand: <\/b><span style=\"font-weight: 400;\">RBNZ highlights AI impact on financial stability<\/span><\/li>\n<li><b>Abu Dhabi:<\/b><span style=\"font-weight: 400;\"> FSRA proposes updates to cyber risk management framework<\/span><\/li>\n<\/ul>\n\n<\/div>\n\n<\/div>\n\n\n                    <\/div>\n    <\/section>\n<\/div>\n\n<div  class=\"bbg-row-container\">\n    <section class=\"bbg-row  text--black row-padding--top-none row-padding--bottom-none bbg-row--margin-top-compact bbg-row--margin-bottom-compact bbg-row--full-bg-bleed\" data-anchor='row-6a0afa8239daf'>\n        \n        \n        <div\n            class=\"bbg-row--content\"\n                    >\n            \n            <div\n    class=\"bbg-column\"\n    style=\"\"\n    >\n    <div class=\"bbg-interstitial\" aria-label=\"interstitial\" tabindex=\"0\">\n\t<style>\n\t\t.bbg-interstitial #card_1.bbg-card_hasCta{\n\t\t\tbackground:rgba(0,0,0,0);\n\t\t\tpadding: 104px;\n\t\t\t\n\t\t\t\n\t\t}\n\t\t.bbg-interstitial #card_1.bbg-card_hasCta .bbg-card__content, .bbg-interstitial #card_1.bbg-card_hasCta .bbg-card__content p{\n\t\t\tcolor:inherit;\n\t\t}\n\t\t@media (max-width: 768px) {\n\t\t\t.bbg-interstitial #card_1.bbg-card_hasCta{\n\t\t\t\tpadding: 80px 32px;\n\t\t\t}\n\t\t}\n\t\t@media (max-width: 480px) {\n\t\t\t.bbg-interstitial #card_1.bbg-card_hasCta{\n\t\t\t\tpadding: 80px 18px;\n\t\t\t}\n\t\t}\n\t<\/style>\n\t<div class=\"wpb_content_element bbg-card  bbg-card-dark bbg-card_hasCta has_interstitial\" id=\"card_1\" data-card_type=\"no_image\">\n  \n  \n  <div class=\"bbg-card__innerwrapper\">\n    <div class=\"bbg-card__content\">\n      \n      \n                      <h3 class=\"bbg-card__title\">Explore the latest regulatory insights with our outlooks, webinars, research and analysis.<\/h3>\n      \n              <div class=\"bbg-card__wysiwyg bb-wysiwyg\"><p>Sign up<\/p>\n<\/div>\n          <\/div>\n\n          \n<div\n  id=\"cta_5569557246768186408\"\n  class=\"wpb_content_element bbg-cta icon icon-arrow\">\n  <style>\n    \n    \n    \n  <\/style>\n  <div\n    class=\"bbg-cta-link link-holder\"\n    data-links-type=\"cta-links\">\n    <p class=\"bbg-cta-p right\">\n      <a\n        class=\"bbg-cta-link link interstitial_cta\"\n        href=\"https:\/\/www.bloomberg.com\/professional\/insights\/regulation\/regulatory-insights\/\"\n        target=\"_blank\"\n        rel=\"\"\n        data-section-name=\"\"\n                role=\"button\"\n        aria-label=\"Learn more\"\n        >\n                <\/a>\n    <\/p>\n  <\/div>\n<\/div>\n\n      <\/div>\n\n  <\/div>\n\n<\/div>\n\n\n<\/div>\n\n\n                    <\/div>\n    <\/section>\n<\/div>\n\n<div  class=\"bbg-row-container\">\n    <section class=\"bbg-row  text--black row-padding--top-compact row-padding--bottom-none bbg-row--full-bg-bleed\" data-anchor='row-6a0afa823f3cb'>\n        \n        \n        <div\n            class=\"bbg-row--content\"\n                    >\n            \n            <p><div\n    class=\"bbg-column bbg-column--width-2\"\n    style=\"\"\n    >\n    \n<\/div><div\n    class=\"bbg-column bbg-column--width-8\"\n    style=\"\"\n    >\n    <div\n\tclass=\"bb-wysiwyg\"\n\t\t>\n\t<p><b>Saudi Arabia consults on AI Hub \/ Data Centre Law<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Saudi Arabia\u2019s Communications, Space &amp; Technology Commission (CST) has <\/span><a href=\"https:\/\/istitlaa.ncc.gov.sa\/en\/transportation\/citc\/globalailaw\/Documents\/Global%20AI%20Hub%20Law%20EN-AR%20-%20Final%20Draft%20for%20PC.pdf\"><span style=\"font-weight: 400;\">published<\/span><\/a><span style=\"font-weight: 400;\"> a draft Global AI Hub Law for public consultation.<\/span><\/p>\n<p><b>Types of Data Hubs:<\/b><span style=\"font-weight: 400;\"> The law introduces three types of data centres\u2014Private, Extended, and Virtual Hubs\u2014allowing foreign entities to host data under their own legal jurisdictions.<\/span><\/p>\n<p><b>Cross-Border Data Jurisdiction: <\/b><span style=\"font-weight: 400;\">A central innovation of the law is the \u201cdata embassy\u201d model, where data hosted in the Kingdom remains under the jurisdiction of the country of origin. In Virtual Hubs, foreign authorities may issue binding legal orders for data access, which Saudi authorities may enforce\u2014provided such requests align with international treaties and national interests. However, the Kingdom reserves the right to intervene in cases that threaten its sovereignty or security.<\/span><\/p>\n<p><b>Diplomatic Privileges:<\/b><span style=\"font-weight: 400;\"> Private Hubs enjoy significant legal protections: Saudi authorities may only access these facilities in emergencies (e.g., natural disasters or national threats). Additionally, bilateral agreements are required to establish these hubs, including commitments to secure connectivity and continuity.<\/span><\/p>\n<p><b>Regulatory Oversight:<\/b><span style=\"font-weight: 400;\"> The law will be overseen by a &#8220;Competent Authority&#8221;, which may be CST or another designated body. This authority will:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Approve and register all Hubs, Operators, and Service Providers.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Monitor compliance with global standards.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Receive regular updates from foreign jurisdictions on legal orders affecting data hosted in the Kingdom.<\/span><\/p>\n<p><b>Next Steps:<\/b><span style=\"font-weight: 400;\"> Consultation period ended on May 14, 2025.<\/span><\/p>\n<h2>Indonesia OJK publishes AI governance guidebook<\/h2>\n<p><span style=\"font-weight: 400;\">The Indonesian Financial Services Authority (OJK) <\/span><a href=\"https:\/\/www.ojk.go.id\/id\/berita-dan-kegiatan\/siaran-pers\/Pages\/Peluncuran-Tata-Kelola-Kecerdasan-Artifisial-Perbankan-Indonesia.aspx\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">launched<\/span><\/a><span style=\"font-weight: 400;\"> the &#8220;Tata Kelola Kecerdasan Artifisial Perbankan Indonesia,&#8221; a comprehensive AI governance guidebook for the banking sector. This initiative aims to promote responsible use of artificial intelligence (AI) in banking to accelerate digital transformation while ensuring ethical and secure AI deployment.<\/span><\/p>\n<p><b>In more detail: <\/b><span style=\"font-weight: 400;\">The AI governance guidebook, unveiled by OJK&#8217;s Chief Executive of Banking Supervision, Dian Ediana Rae, provides a framework for the responsible development and implementation of AI technologies in the banking industry.\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The guidebook emphasises the importance of integrating AI across various banking activities, including customer interactions, product development, pricing, compliance, risk management, fraud prevention, and data analytics.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The guidebook outlines the AI life cycle and business cycle in banking, ensuring that AI systems are developed and operated ethically, safely, and in compliance with regulations.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The goal is to enhance efficiency and service quality while maintaining public trust, protecting customer interests, and contributing to the stability of the banking and financial systems.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">This initiative complements other OJK policies supporting digital transformation in banking.<\/span><\/li>\n<\/ul>\n<p><b>Next steps:<\/b><span style=\"font-weight: 400;\"> The OJK will work closely with the banking industry to implement the guidelines effectively.\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Banks are expected to adopt the principles outlined in the guidebook to ensure responsible AI usage.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">OJK will also monitor the implementation process and provide support to banks in addressing challenges related to AI deployment.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Additionally, OJK plans to continue updating and refining the guidebook to keep pace with technological advancements and emerging risks.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">This ongoing effort aims to foster a robust and secure AI ecosystem in Indonesia&#8217;s banking sector, ultimately contributing to the country&#8217;s broader digital transformation goals.<\/span><\/li>\n<\/ul>\n<h2>RBNZ highlights AI impact on financial stability<\/h2>\n<p><span style=\"font-weight: 400;\">The Reserve Bank of New Zealand (RBNZ) <\/span><a href=\"https:\/\/www.rbnz.govt.nz\/hub\/publications\/financial-stability-report\/2025\/may\/ai-pre-release\/rise-of-the-machines\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">released<\/span><\/a><span style=\"font-weight: 400;\"> a report outlining both the benefits and risks of AI for financial stability<\/span><\/p>\n<p><b>In more detail:<\/b><span style=\"font-weight: 400;\"> This special topic from the Financial Stability Report 2025 outlines the current use of AI within the financial sector. It explores its potential benefits and challenges, and provides an overview of the evolving regulatory landscape.<\/span><\/p>\n<p><b>Key findings of the report:<\/b><span style=\"font-weight: 400;\"> The report noted that while AI offers enhanced risk management, productivity, innovation, and personalized services, it also introduces vulnerabilities such as system errors, data privacy issues, and market distortions. Regulated entities are expected to manage AI-related risks under their existing obligations.\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">AI adoption is accelerating: Models and tools are becoming increasingly sophisticated, with widespread use across financial services.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">AI can potentially benefit financial stability: AI can improve model accuracy, enhance risk assessment, strengthen cyber resilience, and help financial institutions better manage threats.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">AI may pose risks to financial stability: These include AI-driven errors, data privacy concerns, market distortions, and increased exposure to cyber attacks\u2014all of which could amplify existing systemic risks.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Market concentration poses risks: Heavy reliance on a few critical third-party providers could increase systemic vulnerabilities, particularly in a context of limited market competition.<\/span><\/li>\n<\/ul>\n<p><b>What&#8217;s next:<\/b><span style=\"font-weight: 400;\"> New Zealand is set to introduce the Risk Management Standard (RMS) and Operational Resilience Standard (ORS) for deposit takers by 2028, addressing AI-related risks within their existing frameworks, including cyber resilience and fair conduct principles under the CoFI Act 2022.\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Despite these efforts, the rapid evolution of AI and its cross-border nature pose ongoing challenges for effective regulation globally.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">RBNZ will continue to monitor AI risks and global regulatory developments through regular industry engagement.<\/span><\/li>\n<\/ul>\n<h2>ADGM FSRA proposes updates to cyber risk management framework<\/h2>\n<p><span style=\"font-weight: 400;\">The Financial Services Regulatory Authority (FSRA) of Abu Dhabi Global Market (ADGM) <\/span><a href=\"https:\/\/www.adgm.com\/media\/announcements\/adgm-fsra-proposes-enhancements-to-cyber-risk-management\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">published<\/span><\/a><span style=\"font-weight: 400;\"> a consultation seeking feedback on proposed enhancements to its cyber risk management framework.<\/span><\/p>\n<p><b>Summary:<\/b><span style=\"font-weight: 400;\"> The proposed updates aim to strengthen operational resilience amidst growing cyber threat exposure across the financial sector. They build upon the FSRA\u2019s Information Technology Risk Management Guidance and Governance Principles, and Practices to Mitigate Cyber Threats and Crime.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The main proposed changes include incorporating cyber risk into governance and enterprise risk management processes, improving incident response and recovery planning, enhancing third-party risk oversight, and introducing regular cyber resilience assessments.\u00a0<\/span><\/p>\n<p><b>Next steps: <\/b><span style=\"font-weight: 400;\">The consultation is open until 11 June 2025.<\/span><\/p>\n\n<\/div>\n\n\n<\/div>\n\n\n                    <\/div>\n    <\/section>\n<\/div>\n\n<div  class=\"bbg-row-container\">\n    <section class=\"bbg-row  text--black row-padding--top-none bbg-row--full-bg-bleed\" data-anchor='row-6a0afa82426af'>\n        \n        \n        <div\n            class=\"bbg-row--content\"\n                    >\n            \n            <p><div\n    class=\"bbg-column bbg-column--width-2\"\n    style=\"\"\n    >\n    \n<\/div><div\n    class=\"bbg-column bbg-column--width-8\"\n    style=\"\"\n    >\n    <div\n\tclass=\"bb-wysiwyg\"\n\t\t>\n\t<h2>View the additional regulatory briefs from this month:<\/h2>\n<ul>\n<li><a href=\"https:\/\/www.bloomberg.com\/professional\/insights\/regulation\/may-global-regulatory-brief-trading-and-markets\/\">Trading and markets<\/a><\/li>\n<li><a href=\"https:\/\/www.bloomberg.com\/professional\/insights\/regulation\/may-global-regulatory-brief-risk-capital-and-financial-stability\/\">Risk, capital and financial stability<\/a><\/li>\n<li><a href=\"https:\/\/www.bloomberg.com\/professional\/insights\/regulation\/may-global-regulatory-brief-green-finance\/\">Green finance<\/a><\/li>\n<\/ul>\n<p><a href=\"https:\/\/www.bloomberg.com\/professional\/global-regulatory-brief\/\">Sign up<\/a> to receive these updates in your inbox first.<\/p>\n\n<\/div>\n\n\n<\/div>\n\n\n                    <\/div>\n    <\/section>\n<\/div>\n\n<div  class=\"bbg-row-container\">\n    <section class=\"bbg-row  text--black row-padding--top-none bbg-row--full-bg-bleed\" data-anchor='row-6a0afa8244b6a'>\n        \n        \n        <div\n            class=\"bbg-row--content\"\n                    >\n            \n            <p><div\n    class=\"bbg-column bbg-column--width-2\"\n    style=\"\"\n    >\n    \n<\/div><div\n    class=\"bbg-column bbg-column--width-8\"\n    style=\"\"\n    >\n    <div\n\tclass=\"bb-wysiwyg\"\n\t\t>\n\t<h2>How we can help<\/h2>\n<p>Bloomberg\u2019s Public Policy and Regulatory team brings you insight and analysis on policy developments to help navigate the complex and fast changing global regulatory landscape. To discuss regulatory solutions, <a href=\"https:\/\/www.bloomberg.com\/professional\/regulatory-insights\/#contactus\">please get in touch with our specialists<\/a> or <a href=\"https:\/\/www.bloomberg.com\/professional\/regulatory-insights\/\">read more insights<\/a> from our Regulatory team.<\/p>\n\n<\/div>\n\n\n<\/div>\n\n\n                    <\/div>\n    <\/section>\n<\/div>\n\n<div  class=\"bbg-row-container\">\n    <style>section[data-anchor=row-6a0afa8246e13]::before {\n\t\t\t\tbackground-color: #f4f4f9;\n\t\t\t}<\/style>\n    <section class=\"bbg-row bg--custom-color  bg--f4f4f9 text--black bbg-row--full-bg-bleed\" data-anchor='row-6a0afa8246e13'>\n        \n        \n        <div\n            class=\"bbg-row--content\"\n                    >\n            \n            <p><div\n    class=\"bbg-column bbg-column--width-8\"\n    style=\"\"\n    >\n    <div\n\tclass=\"bb-wysiwyg\"\n\t\t>\n\t<h3>Related Content<\/h3>\n\n<\/div>\n\n\n<\/div><div\n    class=\"bbg-column 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