Consumer Credit Shifts Cards, BNPL & ABS Outlook: BI Replay

Consumer credit is at a pivotal juncture as dynamics shift into year-end. In cards, lenders battle for top-of-wallet, with elevated costs and Capital One’s Discover deal set to reshape the landscape. BNPL continues to expand, with asset quality trends a key focus for investors. In ABS, the restart of student-loan repayments pressures credit scores and borrowing costs, while subprime auto performance is under scrutiny amid higher used-car loan rates and rising delinquencies. Join Bloomberg Intelligence analysts for a cross-market discussion on risks and opportunities in consumer credit.