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Barry Ritholtz

Building a Better Bank From Scratch

An interview with Bruce Van Saun, chairman and CEO of Citizens Bank.

Bruce Van Saun at the Citizens Financial Group, Inc. initial public offering.

Bruce Van Saun at the Citizens Financial Group, Inc. initial public offering.

Photographer: Craig Barritt/Getty Images

How does an older bank unlock the value of a nimbler, faster-growing division? That was the challenge facing Bruce Van Saun, then CFO at the Royal Bank of Scotland (RBS). He had joined the storied firm in 2009, after their £500 billion bailout of loans and guarantees from the U.K. government.

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