Skip to content
Subscriber Only
Barry Ritholtz

Ten Reasons Finance Will Keep Changing

Constant flux is the norm. Get used to it.

There’s no going back.

There’s no going back.

Photographer: Johanna Alexandre Jacobi/University of New Hampshire/Gado/Archive Photos/Getty Images

One of the great variables of appearing at investment conferences is the question-and-answer session after your presentation. No matter how well-prepared you may be, it’s hard to anticipate every query.

Such was the case earlier this week, when I was speaking to employees at a scrappy startup in Pennsylvania (OK, it was Vanguard Group). It was the last question, and it was a gem: “What do you think the financial-services industry will look like in five or 10 years?”