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Opinion
Christopher Flavelle

Experts Found the U.S. Retirement Fix. In Canada.

It turns out solving the problems with the U.S. retirement system isn't that hard after all.
Right system, wrong country.

Right system, wrong country.

Photographer: George Rose/Getty Images

If you're worried about your retirement, a group of U.S. actuaries has some good news: There are better models than either the traditional pension or the 401(k) plan. In fact, they found two systems that are affordable, relatively safe and should pay you enough to live on.

Here's the bad news: One of those systems exists only on paper. And the other one's in Canada.