{"id":62,"date":"2022-09-07T20:57:18","date_gmt":"2022-09-07T20:57:18","guid":{"rendered":"https:\/\/www.bloomberg.com\/notices\/terms-of-service-bloomberg-for-education\/"},"modified":"2022-11-18T19:35:55","modified_gmt":"2022-11-18T19:35:55","slug":"terms-of-service-bloomberg-for-education","status":"publish","type":"page","link":"https:\/\/www.bloomberg.com\/notices\/terms-of-service-bloomberg-for-education\/","title":{"rendered":"Terms of Service – Bloomberg For Education"},"content":{"rendered":"
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Terms of Service – Bloomberg For Education<\/h1>\n\n<\/div>\n\n\n<\/div>\n\n\n <\/div>\n <\/section>\n<\/div>\n\n
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Last Updated: September 28, 2022<\/p>\n

PLEASE READ ALL OF THE FOLLOWING TERMS AND CONDITIONS OF SERVICE (\u201cTOS\u201d) FOR THE BLOOMBERG FOR EDUCATION PRODUCT WEB SITE (\u201cTHIS SITE\u201d) BEFORE USING THIS SITE. By continuing to access or use this Site, or any information, material and\/or service on this Site (collectively, the \u201cServices\u201d), you signify YOUR ACCEPTANCE OF THE TOS (\u201cYou\u201d or \u201cUser\u201d). Bloomberg L.P. or one of its affiliated entities in certain other jurisdictions offers and distributes the Services to You and reserves the right to amend, remove, or add to the TOS at any time (the applicable entity with which You have contracted for the Services \u201cBloomberg\u201d, \u201cus\u201d or \u201cwe\u201d). Modifications to the TOS shall be effective immediately. Accordingly, please continue to review the TOS whenever using this Site. Your access to or use of this Site, or any service on this Site, after the posting of modifications to the TOS will constitute YOUR ACCEPTANCE OF THE TOS, as modified. If at any time You do not wish to accept the TOS, You may not access or use this Site. Any terms and conditions proposed by You which are in addition to or which conflict with the TOS are expressly rejected by Bloomberg and shall be of no force or effect.<\/p>\n

A. General Terms<\/h2>\n

1. User Site Participation.<\/h3>\n

Bloomberg for Education is\u00a0not\u00a0directed to, or intended for, children under the age of 16 years.\u00a0\u00a0This website is directed to and intended for professors, teachers, university or high school staff, parents, guardians and learners over the age of 16 years to use as a personal, non-commercial educational tool. By accessing Bloomberg for Education, You represent and warrant that You are at least 16 years old and (i) You have read and agree to be bound by the TOS and You have all requisite regulatory and legal authority to enter into and be bound by the TOS; and (ii) your use of the Services complies with all applicable laws, rules, and regulations, including but not limited to, data protection, privacy, employment, and security laws. You agree that you shall not use the Services or any information obtained through the Services in violation of any law. If You are at least sixteen (16) years old and You have not reached the age of majority in your jurisdiction, You may only use the Services if your parent or guardian consents to your use of the Services, assumes the obligations provided in the TOS, and assumes full responsibility for your use of the Services.<\/p>\n

You represent and warrant that You have completed any registration process necessary to use this Site, if required. If You no longer satisfy the provisions in this Section 1, You must immediately cease using the Services.\u00a0<\/span><\/p>\n

2. Intellectual Property.<\/h3>\n

a) The Services, including but not limited to, their information, data, materials, software, functionality, services, content, and equipment and related email messages and communications made by Bloomberg, are proprietary and protected by copyright laws, international copyright treaties, and other intellectual property laws and treaties. The Services are also protected as a collective work or compilation under U.S. copyright and other laws and treaties. All individual articles, columns, directories, instructional materials, and other elements making up the Services are also copyrighted works. You agree to abide by all applicable copyright and other laws, as well as any additional copyright restrictions displayed in connection with the Services.<\/p>\n

b) The Services were developed, compiled, prepared, revised, selected, and arranged by Bloomberg and others (including certain information sources) (individually and collectively, \u201cIP Rights Holders\u201d) through the application of methods and standards of judgment developed and applied through the expenditure of substantial time, effort, and money and constitute valuable intellectual property of the IP Rights Holders. You acknowledge and agree that You have no ownership rights in or to the Services and that no such rights are granted under the TOS. You agree to protect the proprietary rights of the IP Rights Holders during and after your use of the Services. You shall honor and comply with all written requests made by the IP Rights Holders to protect their contractual, statutory, and common law rights in the Services with the same degree of care used to protect your own proprietary rights, which in no event shall be less than reasonable efforts. You agree to notify Bloomberg in writing promptly upon becoming aware of any claim that the Services infringe any patent, copyright, trademark, or other contractual, statutory, or common law rights. To notify Bloomberg of any claim, You should contact Bloomberg L.P., at 731 Lexington Avenue, New York, NY 10022, Telephone: (212) 318-2000, Facsimile: (917) 522-2600, e-mail:\u00a0permissions@bloomberg.com<\/span><\/a>\u00a0or any successor operating agent or other party as specified by Bloomberg from time to time. To notify a Bloomberg entity other than Bloomberg L.P., You should contact the entity with which You or your employer have contracted for the Services directly in the manner specified by that Bloomberg entity from time to time. Bloomberg shall retain all rights to all information and materials comprising or included in the Services (including without limitation, related information such as instructional materials and videos) (collectively, the \u201cData\u201d). The license granted under these TOS does not affect the ownership of any Data, whether tangible or intangible.<\/p>\n

c) You shall not use any of Bloomberg\u2019s or its affiliates\u2019 trademarks, trade names, or service marks in any manner that creates the impression that such names and marks belong to or are identified with You or that You are associated with or licensed by Bloomberg or its affiliates to use such names or marks, and You acknowledge that You have no ownership rights in or to any of these names or marks.<\/p>\n

3. License and Usage Rights.<\/h3>\n

In the event You access and\/or download the Services from the Site in accordance with these TOS, Bloomberg grants You a nonexclusive, nontransferable, revocable and limited license (the \u201cLicense\u201d) to access and use the Services (collectively, \u201cUse the Services\u201d) only for your personal, non-commercial educational use. Bloomberg does not transfer title to the Services to You. As between You and Bloomberg, Bloomberg retains full and complete right, title, and interest in and to the Services and all intellectual property rights therein. You may not redistribute, sell, decompile, reverse-engineer or disassemble the Services. Bloomberg, in its sole discretion, shall determine the intended and acceptable uses of the Services. You acknowledge that the Services are provided for information purposes only. \u00a0<\/span><\/p>\n

Nothing from the Services may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way, except that You may download documentation made available to you via the Services on any single computer for your\u00a0personal, non-commercial educational use only,\u00a0provided You keep intact all copyright and other proprietary notices.\u00a0\u00a0For the avoidance of doubt, individual use to take or teach a course\u00a0 <\/span>in a virtual or physical classroom or other group educational environment, or parental\/guardian use with one or more household members, shall be deemed personal, non-commercial educational use included in the License, as provided above.<\/p>\n

e) Restrictions. Except as specifically permitted by the TOS, You may not copy or make any use of the Services or any portion thereof. Except as expressly permitted in the TOS, You shall not (i) recirculate, distribute, scrape, store, print, email, transmit, publish, broadcast, copy, download, or otherwise use the Services, Data, or any portion thereof in any form or by any means except with the prior written consent of Bloomberg, and the consent of certain third-party Data providers and other providers of Data or services available through the Services; (ii) share, recompile, decompile, disassemble, reverse engineer, or make or distribute any other form of, or any derivative work from, the Services, Data, or any portion thereof; or (iii) store Data or include Data in a database. Notwithstanding anything to the contrary in the TOS, You may not use or distribute, and may not permit any third party to use or distribute, the Services or Data in any manner (including, without limitation, with respect to quantity, frequency of access, or distribution or scope of distribution, as applicable) that could, in Bloomberg\u2019s good faith judgment, either cause the Services or Data so used to: (w) be a source of or substitute for the Services or Data; (x) affect Bloomberg\u2019s ability to realize revenue in connection with the Services or Data; (y) compete with the business of Bloomberg or its affiliates; or (z) negatively affect Bloomberg\u2019s network or servers, including without limitation the speed of delivery of Data. Notwithstanding anything to the contrary in the TOS, Bloomberg, in its sole discretion, reserves the right to terminate your access to and use of the Services, or any portion thereof, and temporarily or permanently to block access to the Services, including the ability to download or distribute any Data, at any time without notice and effective immediately. Unauthorized access or use of the Services or Data is unlawful and Bloomberg and its suppliers shall have all rights provided by law to prevent such access or use and to collect damages in such event.<\/p>\n

f) Additional Restrictions: You shall not: (i) use this Site in any manner that could harm, take over, disable, overburden, or otherwise impair any of Bloomberg\u2019s computer systems; (ii) interfere with any other party\u2019s use and enjoyment of this Site, or any of the content, information or services provided on this Site; (iii) access, monitor or copy any content or information on this Site, including but not limited to user information, or this Site\u2019s architecture, using any robot, spider, scraper, web crawler, or other automated means or any similar manual process or any software; (iv) violate the restrictions in any robot exclusion headers of this Site, if any, or bypass or circumvent other measures employed to prevent or limit access to the Services; (v) attempt to gain unauthorized access to any services, servers, or networks used by this Site through any means; (vi) attempt to gain access to the Services or Data through any means not intentionally made available by Bloomberg; (vii) use the Services, the information contained therein, or any trademarks, trade names, service marks, copyrights, or logos of Bloomberg or its affiliates in unsolicited mailings or spam material; (viii) use the Services, or the information contained therein, for any illegal or unlawful purpose, including, but not limited to, engaging in (or attempts to engage in) stalking, fraud, harassment, any criminal activity, and conspiracy to commit any criminal activity; (ix) use the Services, or the information contained therein, for any discriminatory purpose or in any discriminatory manner; (x) impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity (including a particular recruiter), including, but not limited to, by using another person\u2019s username, password, name, likeness, voice, or photograph; (xi) use the Services, or the information contained therein, to sell or promote any products or services; or (xii) use the Services, or the information contained therein, to respond to or contact others in any manner or for any purpose other than that which is expected (i.e., to initiate or have further discussion regarding career development, including employment opportunities).<\/p>\n

4. Fees.<\/h3>\n

a) Bloomberg reserves the right at any time to charge fees for access to portions of the Services or the Services as a whole. If at any time Bloomberg requires a fee for portions of the Services or the Services as a whole and if You have not already done so, Bloomberg will require You to register and create an account. You shall pay all fees incurred through your account at the rates in effect for the billing period in which such fees are incurred. All fees and charges shall be billed to You in U.S. Dollars (or your parent or guardian, as applicable), and You shall be solely responsible for their payment. All amounts paid by You to Bloomberg in connection with the Services shall be non-refundable. You shall pay all applicable taxes relating to the use of the Services through your account, and the purchase of any other products or services. Bloomberg reserves the right to change the fees for the Services. Your continued use of the Services after the price change becomes effective constitutes your agreement to pay the changed amount.\u00a0<\/span><\/p>\n

5. Registration, Access, and Security.<\/h3>\n

a) Registration and User ID. As part of the registration process required to obtain access to the Services, certain registration information will be provided to Bloomberg. You represent that your registration information is accurate and truthful. You shall promptly update the registration information through the Services (including via any functionality and\/or equipment provided by Bloomberg) or as otherwise directed by Bloomberg in order to keep such information true, accurate, and up to date. Each registration is for a single user only. Bloomberg reserves the right to deny creation of your account based on Bloomberg\u2019s inability to verify the authenticity of your registration information. You shall gain access to the Services through a unique username and password (your unique username and password, the \u201cUser ID\u201d), which may be used by You to gain access to the Services only for so long as You are authorized to access and use the Services in accordance with the TOS. Such User ID enables You to access the Services on any non-server device permitted by Bloomberg (such as, but without limitation and at Bloomberg\u2019s sole discretion, a desktop computer, laptop, tablet or smartphone, and hereafter a \u201cDevice\u201d). You agree to treat the User ID as confidential and not to disclose such User ID, either directly or indirectly, to any person. You shall not use a User ID that Bloomberg, in its sole discretion, deems offensive or inappropriate. You are fully responsible for all usage and activity of the Services through You, including, but not limited to, any use of the User ID. Only You may access the Services through the User ID and access may not be shared with any other person or used in any manner that is inconsistent with the TOS. You agree to maintain only one account with the Services at any time and certify that You currently have no other account(s) with the Services. You also agree not to access the Services simultaneously from two or more Devices. You understand and agree that You have no ownership rights in your account. You understand and agree that if You cancel your account, Bloomberg and third parties may retain copies of information provided by You.<\/p>\n

b) Security. You agree (i) immediately to notify Bloomberg at\u00a0permissions@bloomberg.com<\/span><\/a>\u00a0of any known or suspected unauthorized use(s) of the Services, including but not limited to your User ID, or any known or suspected breach of security, including but not limited to, loss, theft, or unauthorized disclosure of a User ID or your credit card information; and (ii) properly to exit the Services at the end of each session. BLOOMBERG SHALL NOT BE LIABLE TO YOU OR ANY THIRD PERSON OR ENTITY FOR ANY LOSS OR DAMAGE ARISING FROM YOUR FAILURE TO COMPLY WITH THESE REQUIREMENTS. If a Device on which the Services are accessed is sold or transferred to another party, You agree to delete all cookies and software files obtained by or through use of the Services that are stored on such Device. Notwithstanding anything else herein, Bloomberg reserves the right to pursue any and all claims against You and any person or entity using your User ID. If Bloomberg has reason to believe that there is likely to be a breach of security or misuse of the Services, then Bloomberg may require You to change your User ID or Bloomberg may suspend your account.<\/p>\n

c) Audit and Monitoring. Bloomberg reserves the right periodically to audit and monitor (physically or electronically) the use of the Services to ensure compliance with the TOS and to maintain and improve the provision of the Services.<\/p>\n

6. Disclaimer and Limitation of Liability.<\/h3>\n

a) User Authentication and Restrictions on Use. Bloomberg cannot and does not confirm or verify the information, including personally identifiable information, provided to it by others. Bloomberg does not limit the identity of Bloomberg for Education users to those who may access this Site or other Bloomberg services and products for any particular purpose. Bloomberg cannot guarantee that Bloomberg for Education users will comply with restrictions, if any, imposed by Bloomberg on their use. Bloomberg shall not be held responsible for: (i) another person\u2019s conduct, including but not limited to, their conduct in relation to their possession, custody, control, or security of your information or other information provided via the Services; or (ii) the suitability of others who possess your information;\u00a0<\/span><\/p>\n

b) No Endorsement or Solicitation. Nothing on the Site or otherwise in connection with the Services shall be considered an endorsement or representation with respect to the business practices, products, services, or otherwise of any user or third party. You acknowledge that: (i) the Services may include certain information taken from third party sources; (ii) the provision of certain parts of the Services are subject to the terms and conditions of other agreements to which Bloomberg is a party; and (iii) none of the information contained on the Site constitutes a solicitation, offer, opinion, or recommendation by Bloomberg to buy or sell any security, or to provide legal, tax, accounting, or investment advice or services regarding the profitability or suitability of any security or investment, or any educational or career services.<\/p>\n

c) Bloomberg for Education is not an accredited program or institution and is provided for informational purposes only. You understand, acknowledge, and agree that Bloomberg for Education does not represent and warrant that it conforms with any educational standards or qualifications prescribed by any private or governmental entity.\u00a0<\/span><\/p>\n

d) You understand, acknowledge and agree that Bloomberg does not grant academic credit for the completion of any modules or courses that are part of the Services and that any certifications certify only completion of a module or course and do not confer academic credit at any high school or university unless otherwise specified by your educational institution.<\/p>\n

e) You acknowledge that the information provided in the Services is not intended for use by, or distribution to, any person or entity in any jurisdiction or country where such use or distribution would be contrary to law or regulation or subject Bloomberg or its affiliates to any liability or cause them to violate any law or regulation.<\/p>\n

f) Liability. NEITHER BLOOMBERG NOR ITS AFFILIATES MAKES ANY WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE SERVICES OR RESULTS TO BE ATTAINED BY YOU OR OTHERS FROM THE USE OF THE SERVICES AND EACH DISCLAIMS ALL EXPRESS OR IMPLIED WARRANTIES, INCLUDING BUT NOT LIMITED TO, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR USE, TITLE, OR NON-INFRINGEMENT. YOUR USE OF THE SERVICES IS AT YOUR SOLE RISK AND THE SERVICES AND ALL PORTIONS THEREOF ARE PROVIDED \u201cAS IS\u201d AND \u201cAS AVAILABLE.\u201d NEITHER BLOOMBERG NOR ITS AFFILIATES MAKES ANY REPRESENTATIONS OR GUARANTEES REGARDING THE EFFECTIVENESS OF THE SERVICES, OR TIMELINESS OF THE SERVICES IN MEETING YOUR OBJECTIVES.<\/p>\n

Bloomberg and its affiliates are not responsible or liable for any unauthorized access to or use of your personally identifiable information obtained or maintained. By accessing the Services, You acknowledge and agree to this disclaimer of liability. If You do not agree, You should not access or use the Services.<\/p>\n

Bloomberg does not warrant that the Services are compatible with your equipment or that the Services, or that any electronic communications sent by Bloomberg or its affiliates, are or will be free of errors or viruses, worms or \u201cTrojan horses,\u201d or any other harmful, invasive, or corrupted files, and Bloomberg and its affiliates are not liable for any damage You may suffer as a result of such destructive features. None of Bloomberg, its affiliates, or their respective suppliers and third-party agents shall have any responsibility or liability, contingent or otherwise, for any injury or damages, whether caused by the negligence of Bloomberg, its affiliates, any of their respective employees, subcontractors, agents or equipment vendors or otherwise, arising in connection with the Services, or for any lost profits, losses, incidental, consequential, special, punitive, or exemplary damages or for any claim against You by any other party, even if Bloomberg has been advised specifically of the possibility of such damages. None of Bloomberg, its affiliates, or their respective suppliers guarantees the accuracy, correctness, completeness, quality, or timeliness of the Services or any programs, data, or other information furnished in connection therewith. NEITHER BLOOMBERG NOR ITS AFFILIATES MAKES ANY REPRESENTATIONS OR GUARANTEES REGARDING THE TRUTHFULNESS, ACCURACY, LEGALITY, COMPLETENESS, TIMELINESS OR RELIABILITY OF ANY INFORMATION PROVIDED BY USERS OF THE SERVICES, USERS OF OTHER BLOOMBERG PRODUCTS AND SERVICES, OR OF ANY OTHER FORM OF COMMUNICATION ENGAGED IN BY SUCH USERS.<\/p>\n

Notwithstanding anything to the contrary set forth herein, to the maximum extent permitted by law, none of Bloomberg, its affiliates, or their respective suppliers shall, directly or indirectly, be liable, in any way, to You or any other person for any inaccuracies, delays, errors, or interruptions in the Services from whatever cause, or any loss or damage arising therefrom or occasioned thereby, or by reason of any nonperformance. Bloomberg does not control the content of other web sites, services, goods, or advertisements that may be linked to the Services and therefore is not responsible for the availability, content, or accuracy of linked web sites, services, goods, or advertisements, and does not make any endorsement, express or implied, of any web sites, services, goods or advertisements that may be linked to the Services. Bloomberg is not responsible for the reliability or continued availability of the services, communications media, and equipment You use to access the Services. You understand that Bloomberg may choose at any time to inhibit or prohibit the content of the Services from being accessed.<\/p>\n

YOU ASSUME ALL RESPONSIBILITIES AND OBLIGATIONS WITH RESPECT TO ANY DECISIONS OR ADVICE MADE OR GIVEN AS A RESULT OF THE USE OF THE SERVICES, INCLUDING WITHOUT LIMITATION ANY DECISION MADE OR ACTION TAKEN BY YOU IN RELIANCE UPON THE INFORMATION OBTAINED THROUGH THE SERVICES SUCH AS THE DATA. YOU AGREE THAT BLOOMBERG IS NOT AN EMPLOYER WITH RESPECT TO YOUR USE OF THE SERVICES AND BLOOMBERG IS NOT RESPONSIBLE OR LIABLE FOR ANY DECISIONS MADE BY YOU AND OTHERS, INCLUDING WITHOUT LIMITATION, WITH RESPECT TO BUSINESS PRACTICES, CAREER DEVELOPMENT PRACTICES, AND EMPLOYMENT PRACTICES.<\/p>\n

Notwithstanding anything to the contrary in the TOS, to the extent permitted by law, the aggregate liability of Bloomberg and its affiliates arising in connection with the TOS and the Services for damages, regardless of the form of the action, in no event shall exceed the amount paid by You, if any, for accessing the Site and the Services and this shall be your exclusive remedy. Notwithstanding the foregoing, the TOS, shall not limit any liability for death or personal injury directly resulting from negligence if and to the extent such limitation would violate applicable law. No action, regardless of form, arising out of or pertaining to the Services may be brought by You more than one year after the cause of action has accrued.<\/p>\n

g) Indemnification. (i) You agree, at your own expense, to indemnify, defend, and hold harmless Bloomberg, its suppliers, agents, directors, officers, employees, representatives, successors, and assigns from and against any and all claims, damages, liabilities, costs, and expenses, including reasonable attorneys\u2019 and experts\u2019 fees, arising out of or in connection with the Services, or any links on the Services, including, but not limited to: (i) your use or someone using your Device\u2019s use of the Services; (ii) use by someone using your account; (iii) a violation of the TOS by You or anyone using your computer (or account, where applicable); (iv) a claim that any use of the Services by You or someone using your computer (or account, where applicable) infringes any intellectual property right of any third party, or any right of privacy or publicity, is libelous or defamatory, or otherwise results in injury or damage to any third party; (v) any deletions, additions, insertions or alterations to, or any unauthorized use of, the Services by You or someone using your Device (or account, where applicable); (vi) any misrepresentation or breach of representation or warranty made by You contained herein; or (vii) any breach of any covenant or agreement to be performed by You hereunder. You agree to pay any and all costs, damages, and expenses, including, but not limited to, reasonable attorneys\u2019 fees and costs awarded against or otherwise incurred by or in connection with or arising from any such claim, suit, action, or proceeding attributable to any such claim. Bloomberg reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by You, in which event You will fully cooperate with Bloomberg in asserting any available defense. You acknowledge and agree to pay Bloomberg\u2019s reasonable attorneys\u2019 fees incurred in connection with any and all lawsuits brought against You by Bloomberg under the TOS and any other terms and conditions of service on this site, including without limitation, lawsuits arising from your failure to indemnify Bloomberg pursuant to the TOS.<\/p>\n

(ii) In the event You have a dispute with one or more users, You release Bloomberg, its affiliates, or their respective suppliers from all claims, demands, and damages (actual and consequential and direct and indirect) of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with such disputes or contact.<\/p>\n

h) Force Majeure. No party shall be liable to the other for any default resulting from force majeure, which shall be deemed to include any circumstances beyond the reasonable control of the party or parties affected.<\/p>\n

i) Remedies. If You breach or threaten to breach any provision of the TOS, Bloomberg shall be entitled to seek injunctive relief to enforce the provisions hereof, but nothing herein shall preclude Bloomberg from pursuing any action or other remedy for any breach or threatened breach of these TOS, all of which shall be cumulative. If Bloomberg prevails in any such action, Bloomberg shall be entitled to recover from You all reasonable costs, expenses, and attorneys\u2019 fees incurred in connection therewith. Bloomberg retains the right temporarily or permanently to block access to the Services if Bloomberg, in its sole discretion, believes the Services have been or may be used for an improper purpose or in violation of the terms of the TOS or the rights of any third party.<\/p>\n

j) Third-Party Communications. Bloomberg disclaims all liability for any third-party communication You may receive or any actions You may take or refrain from taking as a result of any communication directed to You from any third party, including without limitation, your educational institution, directly or indirectly in connection with this Site and the Services provided herein (\u201cThird-Party Communication\u201d). You are solely responsible for assessing and verifying the identity and trustworthiness of the source and content of any Third-Party Communication. Bloomberg assumes no responsibility for verifying, and makes no representations or warranties regarding, the identity or trustworthiness of the source or content of any Third-Party Communication.<\/p>\n

7. Parties.<\/h3>\n

You recognize that Bloomberg, its affiliated entities, their suppliers, and their affiliated entities (together, the \u201cCovered Entities\u201d), each have rights with respect to the Services, including the software, data, information and other items provided by Bloomberg and its affiliated entities by reason of your use of the Services. Section 6 shall be for the benefit of the Covered Entities and the respective affiliates, successors, assigns, officers, directors, employees and representatives of the Covered Entities. The term \u201cBloomberg\u201d as used in Section 6 hereof includes all the Covered Entities.<\/p>\n

8. Term and Termination.<\/h3>\n

(i) You may terminate the TOS immediately upon written notice to Bloomberg if You also discontinue your access to and cease to Use the Services and destroy or purge all materials obtained from the Services.<\/p>\n

(ii) Notwithstanding anything to the contrary in the TOS, Bloomberg reserves the right to terminate the TOS, or suspend or terminate your access to and use of the Services and Data, or any portion thereof, in its sole discretion, at any time without notice and effective immediately. The TOS and your access to the Services will terminate immediately without notice from Bloomberg if You, in Bloomberg\u2019s sole discretion, fail to comply with any provision of the TOS. Bloomberg shall not be liable to You or any third party for the termination or suspension of the Services or access to the Data, or any claims related to the termination or suspension of the Services or access to the Data.<\/p>\n

(iii) Upon termination of the TOS for any reason whatsoever, You shall discontinue your access to and cease to Use the Services and destroy or purge all materials obtained from the Services, and if applicable, Bloomberg shall have the right to remove any or all of the equipment provided as part of the Services.<\/p>\n

9. Governing Law.<\/h3>\n

The TOS is made under and shall be governed by and construed in accordance with the laws of the United States and the State of New York, without giving effect to conflicts-of-law principles thereof and You agree to submit to the exclusive jurisdiction of the federal and state courts located in New York County, New York in connection with any matters arising out of this TOS and not to assert a defense of forum non conveniens, sovereign immunity, Act of State, or analogous doctrines in connection with any such action.<\/p>\n

10.\u00a0Compliance with Laws.<\/h3>\n

Bloomberg does not represent that the Data in the Services is appropriate or available for use in any particular location. Those who choose to access the Services do so on their own initiative and are responsible for compliance with all applicable laws. By accessing the Services, You represent and warrant that You are not (a) located in, or a national or resident of, any country that is subject to U.S. trade sanctions administered by the U.S. Treasury Department\u2019s Office of Foreign Assets Control (\u201cOFAC\u201d) that prohibit the export of U.S. services, or (b) a person or entity named on OFAC\u2019s List of Specially Designated Nationals and Blocked Persons (the \u201cSDN List\u201d) or acting on behalf of any person or entity on the SDN List.\u00a0 To the extent that any software is made available as part of the Services, such software is subject to U.S. export controls and may not be downloaded, exported or re-exported: (i) into (or to a national or resident of) Cuba, Iran, North Korea, Sudan, Syria, or any other country with respect to which the United States maintains trade sanctions prohibiting the shipment of goods; or (ii) to anyone on or acting on behalf of an entity on the SDN List or the U.S. Commerce Department\u2019s Denied Persons List or Entities List (together referred to as \u201cU.S. Prohibited Party Lists\u201d). By downloading or using such software, You represent and warrant that You are not (a) located in or a national or resident of any country noted above that is subject to U.S. trade sanctions, or (b) on any U.S. Prohibited Party List or acting on behalf of any person or entity on any such list.<\/p>\n

11. Entire Agreement\/Severability\/Waiver.<\/h3>\n

The TOS, the documents and policies incorporated herein, either in their entirety or by explicit reference, and any other applicable terms and conditions set forth in connection with the Services constitute the entire agreement between You and Bloomberg and govern your use of the Services. If any provision of the TOS is found invalid or unenforceable, that provision shall be enforced to the maximum extent permissible, and the other provisions of the TOS will remain in force. Bloomberg\u2019s failure to exercise or enforce any right or provision of the TOS shall not constitute a waiver of such right or provision unless acknowledged and agreed by Bloomberg in writing.<\/p>\n

12. Miscellaneous.<\/h3>\n

You agree that Bloomberg has the right to change the content or technical specifications of any aspect of the Services at any time in Bloomberg\u2019s sole discretion. You further agree that such changes may result in your being unable to access the Services. The section titles in the TOS are used solely for the convenience of You and Bloomberg and have no legal or contractual significance. Sections 2, 3(e), 3(f), 4 (with respect to fees incurred prior to termination), and 6 through 15 shall survive any termination of the TOS.<\/p>\n

13. Assignment\/Delegation.<\/h3>\n

You may not assign the TOS or the rights hereunder, including but not limited to, your license to access and use the Services, without the prior written consent of Bloomberg. Bloomberg may assign the TOS to an affiliate. You acknowledge and agree that Bloomberg may delegate certain of its responsibilities, obligations, and duties under or in connection with the TOS to a third party or affiliate, which may discharge those responsibilities, obligations, and duties on behalf of Bloomberg.<\/p>\n

14. Electronic Communications.<\/h3>\n

When You visit this Site and when You communicate with Bloomberg electronically, You consent to receive communications from us electronically. You agree that all notices, disclosures, and other communications that Bloomberg provides to You electronically satisfy any legal requirement that such communications be in writing. You agree that You have the ability to store such electronic communications such that they remain accessible to You in an unchanged form. Bloomberg will retain a copy of any agreement You sign through this Site, and You are responsible for retaining a copy of any agreement You sign through this Site.<\/p>\n

15. Linking and Framing.<\/h3>\n

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B. Inquiries Regarding This Site\u2019s Content.<\/h2>\n

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C. Intellectual Property Issues<\/h2>\n

1. General Inquiries.<\/h3>\n

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2. Copyright Agent for Copyright Infringement Claims (Digital Millennium Copyright Act).<\/h3>\n

The designated agent to receive notification of claimed infringement under Title II of the Digital Millennium Copyright Act is: Paul Ramundo, Esq., Bloomberg L.P., 731 Lexington Avenue, New York, NY 10022, telephone (212) 617-7816, facsimile (917) 369-3801, e-mail:\u00a0pramundo@bloomberg.net<\/span><\/a>.<\/p>\n

3. Trademark Notice.<\/h3>\n

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D. Privacy Policy For This Web Site<\/h2>\n

This Site\u2019s privacy policy may be found at: https:\/\/www.bloomberg.com\/notices\/privacy-policy-education\/<\/span><\/a> \u00a0<\/span><\/span><\/p>\n\n<\/div>\n\n\n<\/div>\n\n\n <\/div>\n <\/section>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

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