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White and Black Workers Are Retiring Early For Very Different Reasons

Pensioners Take In The Sea Air On Ruegen Island As Bundesbank Floats Higher Retirement Age

Photographer: Krisztian Bocsi/Bloomberg

Many White Americans are retiring earlier than planned because they can afford to. But for Black Americans, health problems or disabilities are more likely to force them to stop working prematurely.

That’s one of the findings of a survey released Thursday that focused on challenges facing Black and Hispanic Americans when saving and preparing for retirement.