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Subscriber OnlyWealthRetail Investors Embrace Risk and the ‘Hive Mind’ in Stock BoomMajor shifts seen as people flock to free online tradingZero commissions and social networking reshaping the pictureByEdward Robinson+FollowOctober 12, 2020, 8:41 PM UTCRetail investors used to be largely content to let their cash grow in passive index funds. Defer to experts. And pay a hefty fee for services.Not anymore.