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Inside the New Coronavirus Relief Bill: a Total Eviction Moratorium

The $2.2 trillion stimulus package passed by House Democrats includes a complete ban on eviction and foreclosure filings for 12 months. 

U.S. House Speaker Nancy Pelosi wears a protective mask as she departs the U.S. Capitol on Thursday, Oct. 1.  

U.S. House Speaker Nancy Pelosi wears a protective mask as she departs the U.S. Capitol on Thursday, Oct. 1.  

Photographer: Stefani Reynolds/Bloomberg

On Oct. 1, just hours before the first reports of the news that President Donald Trump had tested positive for Covid-19, the U.S. House of Representatives passed a $2.2 trillion coronavirus relief package. Among the elements in the bill: a complete ban on eviction filings over nonpayment. That’s a far stronger action than Congress or the White House has taken previously. 

The legislation that Democratic lawmakers passed would prevent landlords from filing evictions for nonpayment for a full year after the bill is passed. It would further prohibit foreclosures over nonpayment over the same period and enact automatic forbearance for delinquent borrowers to address the needs of struggling homeowners. Also included in the bill are $50 billion in emergency rental assistance funds and a homeowner assistance fund with up to $80 million for each state, along with other types of aid to blunt the economic damage wrought by the pandemic.