Melanie Hayes and tens of millions of other Americans are asking the same question as stimulus checks begin to arrive: How do I prioritize spending a one-time relief payment that won’t be enough?
Hayes and her family will receive $3,400 -- $1,200 apiece for herself and husband, Matt, and $500 for each of their two children. The plan was to use it to cover two months of mortgage payments on their house in Chesapeake, Virginia, where they own the Cutting Edge Cafe.