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CityLab Daily: Alternative Homeownership, Explained

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Madison Johnson

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Game of homes: Most Americans approach the housing market as a choice between either renting or owning. But there’s a third way: the shared-equity model. This alternative form of ownership offers benefits that traditional markets cannot, such as allowing for long-term housing affordability and letting low- and moderate-income families build equity. Shared equity comes in a few different forms, such as community land trusts and housing co-ops.