Everyone's a Freelancer Now (at Least for Health-Care Benefits)

For much of its existence, the Freelancers Union’s reason for being was to get workers who weren’t in full-time jobs access to health insurance. In 2001, the Brooklyn-based nonprofit started brokering group-rate health coverage to its membership of graphic designers, strategy consultants, and others who work job-to-job. Later, it launched its own insurance company that would sell you coverage if you could prove that you made your income from contract work.

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