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The Social Side Effects of Mobile Wallets

I love Venmo. But could it harm my friendships?
Real friends don't request money digitally.
Real friends don't request money digitally. Shutterstock.com

While in college, my roommates and I used a sophisticated system to ensure we repaid loans to one another: The Dry-Erase Board Method.

The board was affixed to the fridge, the only place 20-year-old men are guaranteed to look. There, we stringently recorded who owed whom money: