Insurance Rates on Obamacare Exchanges: Good News (and Caveats)

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On Oct. 1, small business owners and independent workers can begin shopping for health insurance on online exchanges created under the Affordable Care Act. Will rates be better or worse for buyers, compared to those they could get before the sweeping law took effect? That remains unclear—in part because the federal government, which will operate the marketplaces in more than 30 states, won’t publish rates until September. In states that are building their own exchanges, finding published information on state-run websites isn’t easy.

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