Skip to content
Subscriber Only

A Small Employer Weighs Obamacare Options to Cut Costs

A Small Employer Weighs Obamacare Options to Cut Costs
Photograph by Patrick T. Fallon/Bloomberg

Question: We have one full-time employee at our business who arranges his own medical and dental insurance plans. We pay all his premiums up to $7,200 per year, with his individual co-pays and any additional cost deducted from his salary. Would our cost be lower if we set up a company health-care plan under Obamacare or had him join a health-care exchange?

Answer: Like many small business owners, you will need to do some research—and some math—to figure out whether there will be a potential for cost savings from the upcoming changes to the insurance market in the next six months, as major provisions of the Affordable Care Act are rolled out.