When it comes to car loans, money is cheap -- historically cheap.
Yogesh Mathur discovered that when he was in the market for a minivan for his baby-on-the-way. To keep his monthly bill reasonable, the Wheeling, Illinois, software engineer figured he would have to come up with a large down payment. Instead, Mathur got money for free: a no-interest, 60-month loan from Toyota Motor Corp. to purchase a $27,683 Sienna minivan. Mathur figures the free financing is saving him $1,000 to $3,000.