When Your Bank Won't Make a Business Loan

On two occasions, I’ve been turned down for a startup loan by my banks. One told me I had to be in business two and a half years to get a loan and the other turned me down because I have a bankruptcy in my past. I have this sincere and all-consuming desire to open my business and make a good income from it. Where can I go for financing? —D.L., San Luis Obispo, Calif.

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