Overlooked Sections of the Financial Overhaul Law
Computer, cell-phone, and other device makers must disclose what they are doing to avoid using tin, tungsten, gold, and other "conflict minerals" from the Democratic Republic of Congo.
The temporary increase during the financial crisis in the maximum amount protected by the Federal Deposit Insurance Corp.—to $250,000 from $100,000 per account—is now permanent.
FREE CREDIT SCORES
While consumers already can obtain a free copy of their credit report, that doesn't include the actual credit score. Lenders who deny loans must give customers a copy of their credit-score report.
PUBLISH WHAT YOU PAY
Oil and mining companies must disclose all legal payments—taxes, royalties, fees—to any government.
AIDING & ABETTING
The SEC gets a powerful new tool allowing it to charge lawyers, accountants, and other professionals who knew about a deceptive act, even if they weren't the wrongdoer.
FEDERAL INSURANCE OFFICE
Treasury will set up an office to monitor and modernize state regulation of insurance. The office will help identify systemically risky insurers.
Mine operators must disclose to the SEC violations of health or safety standards and name any mine that has had a pattern of violations.
Institutions must disclose amount of short selling in each stock. Brokers must notify investors they can stop their shares from being borrowed for a short sale.