Monday Links: Season's Greetings

A good run-down of the basics of commercial lending from Becky McCray at Small Biz Survival.

Do your investors send you a holiday card? Scott Austin looks at one firm’s whimsy at WSJ’s VC Dispatch.

Mashable’s Adam Ostrow offers advice on picking smart phones for small business owners.

Google and Twitter court local businesses, Liz Gannes writes at GigaOm.

CQ’s Anna Palmer looks at the National Federation of Independent Business’s approach to health reform lobbying.

Before it's here, it's on the Bloomberg Terminal.