BANK OF AMERICA
The bank's personal finance management tool, My Portfolio, aggregates account data from dozens of sources.
Tim, a service the Dutch bank is testing in Europe, has a social-networking component and budgeting tools.
With its Tú Cuentas service, the Spanish bank targets customers with personalized offers for products.
Customers have set up 10,000 budgets per month on average since Wells Fargo added spending tools to its portal last October.
Chase's new Blueprint service lets credit-card customers design a free plan to manage spending.