Next Up for Nokia: Netbooks, Banking

The conventional wisdom about Nokia is decidedly downbeat. Wall Street analysts say the Finnish handset maker is in for unimpressive profits as it loses share in the lucrative market for smartphones. Credit Suisse is the latest bank to turn sour on Nokia shares, downgrading them to "underperform" from "outperform" on Sept. 1 and predicting that the company will have trouble fending off competition from Apple's (AAPL) iPhone, BlackBerry handsets from Research in Motion (RIMM), and phones using Google's (GOOG) Android operating system.

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