U.S. Health Insurers: A Cloudy Prognosis

Standard & Poor's Ratings Services is maintaining its negative outlook on the U.S. health insurance sector due to the deteriorating economy of the past year and the uncertainty regarding the state of health-care reform. The ongoing recession is generating high unemployment in the private sector and is putting pressure on earnings at many health insurers. In addition, we believe that competitive conditions will likely add to heath insurers' difficulties in the near term.

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