Small Business Credit Cards

Small Business Credit Cards

Choosing the right card depends on your travel patterns. If your employees often fly to the same city, a card that gives rewards for using a specific airline may be smart. Look for more than free miles—you'll want to let employees keep those, as the goodwill generated outweighs the benefit of stockpiling miles for company use.


AmEx' cards are popular thanks to its small business division. It offers 24 cards with a variety of perks, including co-branded cards with airlines. For $40 a year—additional cards are free—its JetBlue (JBLU) Business Card gets you 5% off JetBlue flights and savings on FedEx (FDX), Hertz, and Courtyard by Marriott (MAR). The first purchase on AmEx' Starwood (HOY) card earns enough points for up to three free nights. It's free the first year, then $45 a year.


The recently launched Preferred No Hassle Miles (COF) card offers small business owners two miles on any airline for every dollar spent on travel and entertainment, plus a mile for every dollar spent on other purchases. No annual fee, and no fees for transactions in other currencies. Miles can be redeemed for travel, gift cards, merchandise, or cash.


Discover (DFS) lets you customize spending limits for each employee and sends monthly reports detailing staff expenditures. You'll get cash back on office supplies and gas purchases.

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