Corrections & Clarifications

"Over the Limit" (Cover Story, Feb. 18, 2008)

"Help or Harm," in the "Credit on the Edge" cover package (Feb. 18), incorrectly attributed a study on payday lending to the Center for Responsible Lending and the New York Fed. The study, which found that curbing such lending does not help borrowers, was the work of Donald Morgan, a researcher affiliated with the New York Fed.

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