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Advocates Who Help You Negotiate Health Care

The next time a doctor's office says you have to wait six months for an appointment, or your insurance company gives you the runaround on a big claim, check your corporate benefits plan. You might find you're eligible for a new perk designed to alleviate the stress of dealing with an infuriating health-care system.

In 2008, more than 3,000 employers, including Home Depot (HD ), Bertelsmann, EarthLink (ELNK ), TIAA-CREF, and Jones Apparel Group (JNY ), will offer employees free access to an independent health advocate.