Done with the Dow?

Here's a quick guide to some further options.

Not willing to slog through thousands of company reports? This section of BusinessWeek's Investment Outlook is for you. Mutual funds aren't guaranteed winners--only one of the 50 largest U.S. equity funds made money in 2002--but value-oriented managers are finding treasures in Wall Street's rubble. In bonds, look for shorter maturities and be sure to diversify. If you worry that ballooning credit and tax cuts may spark inflation, look at gold. And experts say art prices are still high, so buy art for its psychic--not financial--rewards.

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