Table: Lean and Mean

Royal Bank of Scotland is expected to have the lowest costs, as a percentage of its income, among major European banks this year

2002*

RBS 43.7% LLOYDS TSB 46.3 BARCLAYS 51.5 HSBC 56.8 BBVA 57.9 BSCH 61.1 CREDIT AGRICOLE 67.3 UBS 75.5 DEUTSCHE BANK 83.7

* Estimate

Data: BNP Paribas

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